12710 Hess St, Cedar Lake, IN 46303 Property Records

Lake County property record for 12710 Hess St, Cedar Lake, IN 46303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,510 sqft · built 2018
Lot Size	0.214 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$285,566 (Jul 2017)
Tax Bill	$4,150 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-30-24-0264-0027`

Property Details

APN / Parcel Number

Primary APN	`005-30-24-0264-0027`
Alternative APN	`45-15-21-251-003.000-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,510 sqft Living Area
Basement Area	1,044 sqft

Exterior

Year Built	Built 2018
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	117 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	005-30-24-0264-0027
Street Address	12710 HESS ST
City	CEDAR LAKE
State	IN
Zip	46303-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONASTERY WOODS PHASE 1 LOT 27
Legal Subdivision	MONASTERY WOODS PH 1
Legal Phase	1
Legal Lot Number	27
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4012
Census Tract	42901

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12710 HESS ST, CEDAR LAKE, IN 46303-8446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Jul 14, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NTFN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Jan 11, 2013
Deed Document Number	2017 043287
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	12710 HESS ST, CEDAR LAKE, IN 46303-8446
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 HESS ST, CEDAR LAKE, IN 46303-8446

Mortgage

Document Number	0000032167
Date	Oct 2, 2023
Instrument	2023-532167

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	12710 HESS ST, CEDAR LAKE, IN 46303-8446
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042368
Date	Dec 13, 2021
Instrument	2021-542368

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 14, 2017
Property Address	12710 HESS ST, CEDAR LAKE, IN 46303-8446
Document Number	0000043287
Map Reference	MB101 PG86
Instrument Date	Jul 5, 2017
Instrument	2017 043287
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2022
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 HESS ST, CEDAR LAKE, IN 46303-8446

Mortgage

Document Number	0000043288
Date	Jul 14, 2017
Instrument	2017 043288

Lender

Name	NTFN INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$401,900 (+14.66%) Land $82,000 Building $319,900	$401,900 (+14.66%) Land $82,000 Building $319,900
2024	$4,150.00 (+3.08%)
2023		$350,500 (+7.91%) Land $55,400 Building $295,100	$350,500 (+7.91%) Land $55,400 Building $295,100
2022	$4,026.00	$324,800 Land $55,400 Building $269,400	$324,800 Land $55,400 Building $269,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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