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12710 Laurel St, Unit 103, Lakeside, CA 92040 Property Records

San Diego County property record for 12710 Laurel St, Unit 103, Lakeside, CA 92040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 891 sqft · built 1990
Lot Size3.04 acres (132,686 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Dec 2012)
Tax Bill$2,488 (2025)
Deeds & MortgagesAug 2019 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN394-480-47-03

Property Details

APN / Parcel Number

Primary APN394-480-47-03

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area891 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area132,686 sqft

Location & Zoning

Street Address12710 LAUREL ST, 103
CityLAKESIDE
StateCA
Zip92040-2114
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US103PER DOC04-1000547&UND INT IN TR 009961
Legal SubdivisionSTONE CANYON CONDOMINIUMS
Legal Tract009961
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12710 LAUREL ST, 103, LAKESIDE, CA 92040-2114
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Nov 16, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2012 · Amount on Record
Deed SaleDec 4, 2012 · Amount on Record
Prior SaleAug 21, 2007 · Amount on Record
Deed Document Number2012759778
Last Transfer DateNov 6, 2018
Transfer Doc0000477295
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12710 LAUREL ST UNIT 103, 103, LAKESIDE, CA 92040-2114
Document Number0000358927
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12710 LAUREL ST #103 LAKESIDE CA 920402114, 103, LAKESIDE, CA 92040-2114

Mortgage

Document Number0000358927
DateAug 23, 2019
Instrument358927
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2049

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 16, 2018
Property Address12710 LAUREL ST UNIT 103, 103, LAKESIDE, CA 92040-2114
Document Number0000477295
Map ReferenceMAP 9961
Instrument DateNov 6, 2018
Instrument2018-0477295
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12710 LAUREL ST UNIT 103, 103, LAKESIDE, CA 92040-2114

Mortgage

Document Number0000477296
DateNov 16, 2018
Instrument2018-0477296
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$150,714 (+2%) Land $56,517 Building $94,197
2025$2,488.00 (+9.51%) Homeowner's exemption$147,759 (+4.04%) Land $55,409 Building $92,350
2023$2,272.00 (+2.71%) Homeowner's exemption$142,023 Land $53,258 Building $88,765
2022$2,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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