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12710 Laurel St, Unit 101, Lakeside, CA 92040 Property Records

San Diego County property record for 12710 Laurel St, Unit 101, Lakeside, CA 92040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 921 sqft · built 1990
Lot Size3.04 acres (132,686 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Sep 2024)
Tax Bill$5,930 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN394-480-47-01

Property Details

APN / Parcel Number

Primary APN394-480-47-01

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area921 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area132,686 sqft

Location & Zoning

Street Address12710 LAUREL ST, 101
CityLAKESIDE
StateCA
Zip92040-2114
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US101PER DOC04-1000547&UND INT IN TR 009961
Legal SubdivisionLAKESIDE 3954
Legal Tract009961
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract16804

Owner

Source: San Diego County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1397 E WASHINGTON AVE, 22, EL CAJON, CA 92019-3154
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING
Jul 27, 2021Intrafamily Transfer, Transfer · VA Mortgage
CAPITAL BANK NA
Mar 21, 2019Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2024 · Amount on Record
Deed SaleSep 6, 2024 · Amount on Record
Prior SaleJul 27, 2021
Deed Document Number2024239502
Prior Transfer DateMay 26, 2021
Prior Transfer Doc0000531842
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 31, 2026
Property Address12710 LAUREL ST, 101, LAKESIDE, CA 92040-2114
Document Number0000220213
Instrument DateJul 23, 2026
Instrument2026220213
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address12710 LAUREL ST, 101, LAKESIDE, CA 92040-2114

Mortgage

Document Number0000220213,
DateJul 31, 2026
Instrument2026220213
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 27, 2021
Property Address12710 LAUREL ST UNIT 101, 101, LAKESIDE, CA 92040-2114
Document Number0000531842
Map ReferenceMAP 9961
Instrument DateMay 26, 2021
Instrument2021-0531842
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyFIDELITY NATIONAL AGENCY SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12710 LAUREL ST, LAKESIDE, CA 92040-2139

Mortgage

Document Number0000531843
DateJul 27, 2021
Instrument2021-0531843
Lender
NameCAPITAL BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 21, 2019
Property Address12710 LAUREL ST UNIT 101, 101, LAKESIDE, CA 92040-2114
Document Number0000102170
Map ReferenceMAP 9961
Instrument DateMar 8, 2019
Instrument2019-0102170
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12710 LAUREL ST UNIT 101, 101, LAKESIDE, CA 92040-2114

Mortgage

Document Number0000102171
DateMar 21, 2019
Instrument2019-0102171
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$438,599 (+2%) Land $147,842 Building $290,757
2025$5,930.00 (+188.42%)$430,000 (+54.85%) Land $144,944 Building $285,056
2023$2,056.00 (-46.83%)$277,696 Land $93,605 Building $184,091
2022$3,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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