1271 Algonquin Dr, Elgin, IL 60120 Property Records

Cook County property record for 1271 Algonquin Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 750 sqft · built 1960
Lot Size	0.189 acres (8,246 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2019)
Tax Bill	$4,515 (2023)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-121-023`

Property Details

APN / Parcel Number

Primary APN	`06-06-121-023`
Alternative APN	`06-06-121-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,246 sqft (0.189 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1271 ALGONQUIN DR
City	ELGIN
State	IL
Zip	60120-2373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	06
Legal Subdivision	BLACKHAWK MANOR/4TH ADD
Legal Lot Number	104
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1013
Census Tract	804313

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1271 ALGONQUIN DR, ELGIN, IL 60120-2373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
May 30, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CORP
Feb 4, 2019	Warranty Deed, Transfer · Line of Credit LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	201922048
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	0000040092
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1271 ALGONQUIN DR, ELGIN, IL 60120-2373
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018925003
Date	Jul 8, 2021
Instrument	2118925003

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 30, 2019
Property Address	1271 ALGONQUIN DR, ELGIN, IL 60120-2373
Document Number	1915022048
Instrument Date	May 22, 2019
Instrument	15022048
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	LANDTRUST NATIONAL TITLE, LANDTRUST NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 STOCKBRIDGE CT ELGIN IL 601204926, ELGIN, IL 60120-4926

Mortgage

Document Number	1915022049
Date	May 30, 2019
Instrument	15022049

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 4, 2019
Property Address	1271 ALGONQUIN DR, ELGIN, IL 60120-2373
Document Number	1903557131
Instrument Date	Jan 22, 2019
Instrument	3557131
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 ALGONQUIN DR ELGIN IL 601202373, ELGIN, IL 60120-2373

Mortgage

Document Number	1903557132
Date	Feb 4, 2019
Instrument	3557132

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 (+21.06%) Land $5,772 Building $17,228	$230,000 (+21.06%) Land $57,720 Building $172,280
2023	$4,515.00 (+3.63%)
2022	$4,357.00	$18,999 Land $5,359 Building $13,640	$189,990 Land $53,590 Building $136,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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