1262 Algonquin Dr, Elgin, IL 60120 Property Records

Cook County property record for 1262 Algonquin Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,018 sqft · built 1962
Lot Size	0.189 acres (8,246 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Aug 2000)
Tax Bill	$4,808 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-120-035`

Property Details

APN / Parcel Number

Primary APN	`06-06-120-035`
Alternative APN	`06-06-120-035-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,018 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,246 sqft (0.189 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1262 ALGONQUIN DR
City	ELGIN
State	IL
Zip	60120-2372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FOURTH) ADD TO (BLACKHAWK) MANOR A RESUB OF PT THIRD ADD TO BLACKHAWK MANOR OF LTS324-487 SEC 06-41-09
Legal Range	09E
Legal Township	41N
Legal Section	06
Legal Subdivision	FOURTH ADD TO BLACKHAWK
Legal Lot Number	324-4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1012
Census Tract	804313

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1262 ALGONQUIN DR, ELGIN, IL 60120-2372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jul 9, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage PARKSIDE LNDG
Aug 23, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Aug 2, 2017	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2000 · Amount on Record
Deed Sale	Aug 3, 2000 · Amount on Record
Prior Sale	Jul 29, 1994 · Amount on Record
Deed Document Number	2000238
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1262 ALGONQUIN DR, ELGIN, IL 60120-2372
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029304108
Date	Oct 20, 2021
Instrument	2129304108

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1262 ALGONQUIN DR, ELGIN, IL 60120-2372
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1262 ALGONQUIN DR, ELGIN, IL 60120-2372

Mortgage

Document Number	0019102159
Date	Jul 9, 2024
Instrument	2419102159

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 25, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1262 ALGONQUIN DR, ELGIN, IL 60120-2372
Document Number	1928049108
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1262 ALGONQUIN DR ELGIN IL 601202372, ELGIN, IL 60120-2372

Mortgage

Document Number	1928049108
Date	Oct 7, 2019
Instrument	28049108

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1262 ALGONQUIN DR, ELGIN, IL 60120-2372
Document Number	1825055079
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1262 ALGONQUIN DR ELGIN IL 601202372, ELGIN, IL 60120-2372

Mortgage

Document Number	1825055079
Date	Sep 7, 2018
Instrument	25055079

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1262 ALGONQUIN DR, ELGIN, IL 60120-2372
Document Number	1722217046
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1262 ALGONQUIN DR ELGIN IL 601202372, ELGIN, IL 60120-2372

Mortgage

Document Number	1722217046
Date	Aug 10, 2017
Instrument	22217046

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 9, 2032

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,000 (+34.88%) Land $5,772 Building $21,228	$270,000 (+34.88%) Land $57,720 Building $212,280
2023	$4,808.00 (+3.55%)
2022	$4,643.00 Homeowner's exemption	$20,018 Land $5,359 Building $14,659	$200,180 Land $53,590 Building $146,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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