Allegany County property record for 12709 Meadow Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 924 sqft · built 1930 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $34,500 (May 1982) |
| Tax Bill | $815 (2025) |
| Deeds & Mortgages | Dec 2019 Transfer Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-020767 |
| Primary APN | 07-020767 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 924 sqft Total Area |
| Basement Area | 256 sqft |
| Finished Basement | 256 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,750 sqft (0.201 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 020767 |
|---|---|
| Street Address | 12709 MEADOW AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12709 MEADOW DR LOT 77 PT 78 50X175 CRESAP PK |
| Legal Subdivision | CRESAP PARK ADDITION |
| Legal Lot Number | 77 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 7, CRESAPTOWN/BEL AIR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2000 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12709 MEADOW AVE, CUMBERLAND, MD 21502-5529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 20, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES CMNTY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 1982 · Amount on Record |
| Deed Sale | May 13, 1982 · Amount on Record |
| Deed Book / Page | 528 / 394 |
| Last Transfer Date | Dec 9, 2019 |
| Transfer Doc | 0025230420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 20, 2019 |
| Property Address | 12709 MEADOW AVE, CRESAPTOWN, MD 21502-5529 |
| Document Number | 0025230420 |
| Book / Page | 002523 / 000420 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12709 MEADOW AVE CUMBERLAND MD 215025529, CUMBERLAND, MD 21502-5529 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 12709 MEADOW AVE, CRESAPTOWN, MD 21502-5529 |
| Document Number | 0024050322 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12709 MEADOW DR CRESAPTOWN MD 21502, CRESAPTOWN, MD 21502 |
| Document Number | 0024050322 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 002405/000322 |
| Name | FIRST PEOPLES CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 19, 2025 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,733 (+6.84%) | $92,200 (+20.52%) Land $12,500 Building $79,700 | |
| 2025 | $815.00 (+32.31%) Homeowner's exemption | $76,500 (+24.12%) Land $12,500 Building $64,000 | $76,500 (-) Land $12,500 Building $64,000 |
| 2023 | $616.00 Homeowner's exemption | $61,633 | $76,500 Land $12,500 Building $64,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1982–2014) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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