Allegany County property record for 12824 Meadow Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,056 sqft · built 1945 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,500 (Aug 2015) |
| Tax Bill | $1,214 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-021186 |
| Primary APN | 07-021186 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Basement Area | 132 sqft |
| Unfinished Basement | 132 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 8,750 sqft (0.201 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 021186 |
|---|---|
| Street Address | 12824 MEADOW AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12824 MEADOW DR LOT 102 50X175 |
| Legal Subdivision | CRESAP PARK ADD |
| Legal Lot Number | 102 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 7, CRESAPTOWN/BEL AIR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2000 |
12824 Meadow Ave is owned and occupied by two individuals who bought it in August 2015.
Source: Allegany County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12824 MEADOW AVE, CUMBERLAND, MD 21502-5532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2015 · Amount on File |
| Deed Sale | Aug 17, 2015 · Amount on File |
| Prior Sale | Aug 24, 2010 · Amount on File |
| Deed Book / Page | 2156 / 138 |
| Transfer Doc | 001170-0279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 12824 MEADOW AVE, CRESAPTOWN, MD 21502-5532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12824 MEADOW AVE, CUMBERLAND, MD 21502-5532 |
| Document Number | 002932-0358 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 2932/358 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 12824 Meadow Ave was $1,214.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,600 (+2.6%) | $99,400 (+7.81%) Land $12,500 Building $86,900 | |
| 2025 | $1,214.00 | $92,200 Land $12,500 Building $79,700 | $92,200 Land $12,500 Building $79,700 |
| 2023 | $818.00 | $75,267 | $92,200 Land $12,500 Building $79,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12824 Meadow Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1982–2014) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12824 Meadow Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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