12708 E 90th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 12708 E 90th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,106 sqft · built 1997
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2025)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2008 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61030-14-20-20480`

Property Details

APN / Parcel Number

Primary APN	`61030-14-20-20480`
Alternative APN	`R61030142020480`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,106 sqft Living Area
Gross Area	4,212 sqft
1st Floor Area	2,106 sqft
Basement Area	2,106 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Garage Area	380 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	20 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61030142020480
Street Address	12708 E 90TH ST N
City	OWASSO
State	OK
Zip	74055-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 5 BLK 4
Legal Range	14E
Legal Township	21N
Legal Section	20
Legal Subdivision	CENTRAL PARK
Legal Block	4
Legal Lot Number	5
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1002
Census Tract	5805

Owner

12708 E 90th St N is owned and occupied by two individuals who bought it in December 2025.

Source: Tulsa County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12708 E 90TH ST N, OWASSO, OK 74055-5308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed, Transfer · Conventional Mortgage MORTGAGE LINK
Sep 15, 2008	Deed of Trust, Mortgage · FHA Mortgage WORLD ALLIANCE FIN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	May 21, 2002 · Amount on File
Deed Document Number	2025113794
Prior Transfer Date	Oct 18, 2012
Prior Transfer Doc	0000102740
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	TULSA OK
Recording Date	Dec 16, 2025
Property Address	12708 E 90TH ST N, OWASSO, OK 74055-5308
Document Number	0000113794
Instrument Date	Dec 5, 2025
Instrument	2025113794
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16305 SYRAH CIR, SAINT PETERS, MO 63304-1154

Mortgage

Document Number	0000113795
Date	Dec 16, 2025
Instrument	2025113795

Lender

Name	MORTGAGE LINK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	12708 E 90TH ST N, OWASSO, OK 74055-5308
Document Number	0000091667
Instrument Date	Sep 15, 2008
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	PARADISE SETTLEMENT SERVICES LLC, PARADISE SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12708 E 90TH ST N OWASSO OK 740555308, OWASSO, OK 74055-5308

Mortgage

Document Number	0000091667
Date	Oct 11, 2019
Instrument	91667

Lender

Name	WORLD ALLIANCE FIN CORP
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Oct 10, 2091

Interest

Rate Type	Adjustable Rate
Rate	3.98%

Tax Assessment & Valuation

The 2025 property tax bill for 12708 E 90th St N was $2,192 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 Homeowner's exemption	$19,456 Land $1,425 Building $18,031	$289,400 Land $21,186 Building $268,214
2023	$2,125.00	$19,456 (-) Land $1,585 Building $17,871	$260,100 (+16.71%) Land $21,186 Building $238,914
2022	$2,125.00 Homeowner's exemption	$19,456 Land $1,850 Building $17,606	$222,861 Land $21,186 Building $201,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12708 E 90th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12708 E 90th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWASSO serves 23,000 people · EPA ID OK3007218
Water Source	Purchased surface water from TULSA
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: The Junction Internet.

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