12706 E 90th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 12706 E 90th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,810 sqft · built 1997
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Mar 2005)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61030-14-20-20490`

Property Details

APN / Parcel Number

Primary APN	`61030-14-20-20490`
Alternative APN	`R61030142020490`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,810 sqft Living Area
Gross Area	5,140 sqft
Basement Area	2,330 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)
Garage Area	420 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	48 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61030142020490
Street Address	12706 E 90TH ST N
City	OWASSO
State	OK
Zip	74055-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 6 BLK 4
Legal Range	14E
Legal Township	21N
Legal Section	20
Legal Subdivision	CENTRAL PARK
Legal Block	4
Legal Lot Number	6
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1002
Census Tract	5805

Owner

12706 E 90th St N is owned and occupied by two individuals who bought it in March 2005.

Source: Tulsa County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12706 E 90TH ST N, OWASSO, OK 74055-5308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF OWASSO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2005 · Amount on File
Deed Sale	Mar 3, 2005 · Amount on File
Prior Sale	Jun 18, 1998 · Amount on File
Deed Document Number	200523175
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Recording Date	Aug 4, 2026
Property Address	12706 E 90TH ST N, OWASSO, OK 74055-5308
Document Number	0000071421
Instrument Date	Jul 27, 2026
Instrument	202671421
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12706 E 90TH ST N, OWASSO, OK 74055-5308

Mortgage

Document Number	0000071421,
Date	Aug 4, 2026
Instrument	202671421

Lender

Name	BANCFIRST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 14, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	12706 E 90TH ST N, OWASSO, OK 74055-5308
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INVESTORS TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101953
Date	Sep 1, 2021
Instrument	2021101953

Lender

Name	FIRST BANK OF OWASSO
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12706 E 90th St N was $2,782 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 Homeowner's exemption	$24,689 Land $1,436 Building $23,253	$342,100 Land $19,900 Building $322,200
2023	$2,536.00 (+3.13%)	$23,214 (+3.13%) Land $1,489 Building $21,725	$310,251 (+13.4%) Land $19,900 Building $290,351
2022	$2,459.00 Homeowner's exemption	$22,509 Land $1,637 Building $20,872	$273,592 Land $19,900 Building $253,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12706 E 90th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12706 E 90th St N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWASSO serves 23,000 people · EPA ID OK3007218
Water Source	Purchased surface water from TULSA
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: The Junction Internet.

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