Saginaw County property record for 12707 Stuart Rd, Saint Charles, MI 48655 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 2,409 sqft Living Area |
| Lot Size | 94,961 sqft (2.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $143,000 (2013) |
| Tax Bill | $1,141.00 (2025) |
Source: Saginaw County records · APN 24-10-3-26-3001-001
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12207 STUART RD, SAINT CHARLES, MI 48655-9643 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2013 · Amount on Record |
| Deed Sale | Sep 06, 2013 · Amount on Record |
| Prior Sale | Aug 20, 2007 · Amount on Record |
| Deed Doc Number | 201329225 |
| Deed Book / Page | 2743 / 1858 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12707 STUART RD, SAINT CHARLES, MI 48655-9643 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 12707 STUART RD, SAINT CHARLES, MI 48655-9643 |
| Document Number | 2021015777 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021015777 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,600 (+26.53%) | $305,200 (+26.53%) | |
| 2025 | $1,141.00 (-65.61%) Homeowner's exemption | ||
| 2023 | $120,600 | $241,200 | |
| 2022 | $3,318.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 24-10-3-26-3001-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,409 sqft Living Area |
| 1st Floor | 1,557 sqft 1st Floor |
| Basement Area | 832 sqft Basement |
| Unfinished Basement | 832 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 94,961 sqft (2.18 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 748 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch | Covered Porch |
| Porch Area | 257 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 12707 STUART RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9643 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT 1023.78 FT S FROM W 1/4 CORN OF SEC TH N86DEG E 353 FT TH S 296 FT TH S86DEG W 352.63 FT TH N 295.98 FT TO POB 2.39 ACRES SEC 26 T10N R3E ***NEW # SPLIT FROM PARENTS 3001-000 & 3002-002 10/22/07 |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 26 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 3 |
| Census Block | 3078 |
| Census Tract | 12600 |
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