Saginaw County property record for 12405 Stuart Rd, Saint Charles, MI 48655 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 952 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $30,000 (2002) |
| Tax Bill | $401.00 (2025) |
Source: Saginaw County records · APN 24-10-3-26-2006-002
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4285 LONE RD, FREELAND, MI 48623-8509 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2002 · Amount on Record |
| Deed Sale | Jan 22, 2002 · Amount on Record |
| Deed Doc Number | 20027065005 |
| Deed Book / Page | 2215 / 1028 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0000004190 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 03, 2026 |
| Property Address | 12405 STUART RD, SAINT CHARLES, MI 48655-9643 |
| Document Number | 0000004190 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026004190 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12405 STUART RD, SAINT CHARLES, MI 48655-9643 |
| Name | Verified Name |
|---|---|
| Address | 12405 STUART RD, SAINT CHARLES, MI 48655-9643 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,300 (+11.05%) | $114,600 (+11.05%) | |
| 2025 | $401.00 (-73.37%) Homeowner's exemption | $51,600 (+18.89%) | $103,200 (+18.89%) |
| 2024 | $1,506.00 (+15.05%) | ||
| 2023 | $43,400 | $86,800 | |
| 2022 | $1,309.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 24-10-3-26-2006-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 952 sqft Living Area |
| 1st Floor | 952 sqft 1st Floor |
| Basement Area | 952 sqft Basement |
| Unfinished Basement | 952 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Deck Area | Deck Area |
| Patio Area | 64 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 12405 STUART RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9643 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT W 1/4 CORN OF SEC TH N 135.57 FT TO POB TH CONT N 260 FT TH E 200 FT TH S 260 FT TH W 200 FT TO POB - 1.19 ACRES SEC 26 T10N R3E *** NEW SPLIT FROM PARENT 2006-000 09-26-2011 |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 26 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 3 |
| Census Block | 3079 |
| Census Tract | 12600 |
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