12707 Gould Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12707 Gould Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,450 sqft · built 1949
Lot Size	0.197 acres (8,599 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Feb 2020)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-01191441`

Property Details

APN / Parcel Number

Primary APN	`13-01191441`
Alternative APN	`01191441`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,599 sqft (0.197 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01191441
Street Address	12707 GOULD RD
City	SILVER SPRING
State	MD
Zip	20906-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT HILLS
Legal Subdivision	GLENMONT HILLS
Legal Block	8
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2004
Census Tract	703403

Owner

12707 Gould Rd is owned and occupied by two individuals who bought it in February 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12707 GOULD RD, SILVER SPRING, MD 20906-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 7, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage SANDY SPRING BANK
Oct 17, 2019	Grant Deed, Foreclosure TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 31, 2017	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Oct 17, 2019 · Amount on File
Deed Book / Page	59001 / 308
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	0583270248
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12707 GOULD RD, SILVER SPRING, MD 20906-3827
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 GOULD RD, SILVER SPRING, MD 20906

Mortgage

Document Number	0633150395
Date	Jun 22, 2021
Book Page	63315/395

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 7, 2020
Property Address	12707 GOULD RD, SILVER SPRING, MD 20906-3827
Document Number	0590010308
Book / Page	59001 / 308
Map Reference	MB 36 PL 2461
Instrument Date	Jan 15, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12707 GOULD RD, SILVER SPRING, MD 20906-3827

Mortgage

Document Number	59001316
Date	Feb 7, 2020
Instrument	59001/316

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

October 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 17, 2019
Property Address	12707 GOULD RD, SILVER SPRING, MD 20906-3827
Document Number	0583270248
Book / Page	058327 / 000248
Instrument Date	Sep 19, 2019
Transaction Type	Foreclosure
Record Updated	Nov 4, 2019
Title Company	TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC

Transaction

Amount	Amount on Record
Tax	$248.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19650 CLUB HOUSE RD #103 MONTGOMERY VILLAGE MD 208863039, 103, MONTGOMERY VILLAGE, MD 20886-3039

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12707 GOULD RD, SILVER SPRING, MD 20906-3827
Document Number	0550020079
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12707 GOULD RD SILVER SPRING MD 209063827, SILVER SPRING, MD 20906-3827

Mortgage

Document Number	0550020079
Date	Sep 29, 2017
Book Page	055002/000079

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	12707 GOULD RD, SILVER SPRING, MD 20906-3827
Document Number	0551310450
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	LOSS MITIGATION TITLE SERVICES, LOSS MITIGATION TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12707 GOULD RD SILVER SPRING MD 209063827, SILVER SPRING, MD 20906-3827

Mortgage

Document Number	0551310450
Date	Oct 25, 2017
Book Page	055131/000450

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 12707 Gould Rd was $4,966, down 4.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,433 (+8.74%)	$539,100 (+26.22%) Land $180,500 Building $358,600
2025	$4,966.00 (-4.88%)	$427,100 Land $180,500 Building $246,600	$427,100 Land $180,500 Building $246,600
2024	$5,221.00
2023		$352,967	$427,100 Land $180,500 Building $246,600
2022	$3,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12707 Gould Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12707 Gould Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile.

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