12702 Gould Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12702 Gould Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,054 sqft · built 1949
Lot Size	0.204 acres (8,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Apr 2022)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01194477`

Property Details

APN / Parcel Number

Primary APN	`13-01194477`
Alternative APN	`01194477`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,888 sqft (0.204 acres)
Deck Area	276 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01194477
Street Address	12702 GOULD RD
City	SILVER SPRING
State	MD
Zip	20906-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT HILLS 8317/ 503
Legal Subdivision	GLENMONT HILLS
Legal Block	9
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2003
Census Tract	703403

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12702 GOULD RD, SILVER SPRING, MD 20906-3826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 20, 2022	Special Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Deed Book / Page	65621 / 1
Prior Transfer Date	Dec 4, 2015
Prior Transfer Doc	0514190400
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12702 GOULD RD, SILVER SPRING, MD 20906-3826
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	HOUSEHOLD TITLE, HOUSEHOLD T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 GOULD RD, SILVER SPRING, MD 20906-3826

Mortgage

Document Number	0667390040
Date	Feb 15, 2023
Book Page	66739/40

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 1, 2052

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 20, 2022
Property Address	12702 GOULD RD, SILVER SPRING, MD 20906-3826
Document Number	0656210001
Book / Page	65621 / 1
Map Reference	MB 36 PL 2461
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12702 GOULD RD, SILVER SPRING, MD 20906-3826

Mortgage

Document Number	0000656218
Date	Apr 20, 2022
Instrument	65621/8

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,367 (+2.89%)	$428,100 (+8.65%) Land $181,600 Building $246,500
2025	$4,662.00 (-5.8%)	$394,000 (+16.27%) Land $181,600 Building $212,400	$394,000 (-) Land $181,600 Building $212,400
2024	$4,949.00 (+21.06%)
2023		$338,867	$394,000 Land $181,600 Building $212,400
2022	$4,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile.

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