12707 Fig Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 12707 Fig Rd, Wilton, CA 95693

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 2002
Lot Size	4.83 acres (210,395 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Mar 2018)
Tax Bill	$5,499 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-0131-020-0000`

Property Details

APN / Parcel Number

Primary APN	`126-0131-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	210,395 sqft
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12707 FIG RD
City	WILTON
State	CA
Zip	95693-9674
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-5
Legal Description	POR LOT 936 CENTRAL CALIFORNIA NO. 14, DES AS: BEG AT THEMOST ELY COR OF SD LOT; TH S36%3456W 660 FT; THN53%27W 250 FT; TH
Legal Subdivision	CENTRAL CALIFORNIA TRACTION 01
Legal Lot Number	936
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3001
Census Tract	9404

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12707 FIG RD, WILTON, CA 95693-9674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Mar 19, 2018	Grant Deed, Transfer · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Mar 6, 2015 · Amount on File
Deed Book / Page	20180319 / 767
Prior Transfer Date	Nov 17, 2009
Prior Transfer Doc	0000000128
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12707 FIG RD, WILTON, CA 95693-9674
Document Number	1909301311
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12707 FIG RD WILTON CA 956939674, WILTON, CA 95693-9674

Mortgage

Document Number	1909301311
Date	Sep 30, 2019
Instrument	1909301311

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 19, 2018
Property Address	12707 FIG RD, WILTON, CA 95693-9674
Document Number	1803190767
Instrument Date	Mar 14, 2018
Instrument	1803190767
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12707 FIG RD WILTON CA 956939674, WILTON, CA 95693-9674

Mortgage

Document Number	1803190768
Date	Mar 19, 2018
Instrument	1803190768

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,455 (+2%) Land $266,932 Building $249,523
2025	$5,499.00 (+0.83%)	$506,330 (+4.04%) Land $261,699 Building $244,631
2024	$5,454.00 (+2.81%)
2023	$5,305.00 (+1.82%)	$486,671 Land $251,538 Building $235,133
2022	$5,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	24 (1982–2022)
Claims Outside the SFHA	20 of 24
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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