12649 Fig Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 12649 Fig Rd, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1978
Lot Size	4.76 acres (207,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Aug 2014)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`126-0131-012-0000`

Property Details

APN / Parcel Number

Primary APN	`126-0131-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	207,781 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	12649 FIG RD
City	WILTON
State	CA
Zip	95693-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-5
Legal Description	NW 1/2 LOT 937 CENTRAL CALIFORNIA TRACTION UNIT14
Legal Subdivision	CENTRAL CALIFORNIA 14
Legal Lot Number	937
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3001
Census Tract	9404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12645 FIG RD, WILTON, CA 95693-9674
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Intrafamily Transfer, Transfer
Aug 22, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU
Jun 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2014 · Amount on Record
Deed Sale	Aug 13, 2014 · Amount on Record
Prior Sale	Feb 17, 2009 · Amount on Record
Deed Book / Page	20140813 / 1188
Prior Transfer Date	Mar 18, 1997
Prior Transfer Doc	9704000959
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2023
Property Address	12649 FIG RD, WILTON, CA 95693-9674
Document Number	0000000757
Map Reference	MB 14 PG 24
Instrument Date	Oct 31, 2023
Instrument	202310310757
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12645 FIG RD, WILTON, CA 95693-9674

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12649 FIG RD, WILTON, CA 95693-9674
Document Number	1909161515
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12645 RD WILTON CA 95693, WILTON, CA 95693

Mortgage

Document Number	1909161515
Date	Sep 16, 2019
Instrument	1909161515

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12649 FIG RD, WILTON, CA 95693-9674
Document Number	1812141551
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12645 FIG RD WILTON CA 956939674, WILTON, CA 95693-9674

Mortgage

Document Number	1812141551
Date	Dec 14, 2018
Instrument	1812141551

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 13, 2038

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 12, 2018
Property Address	12649 FIG RD, WILTON, CA 95693-9674
Document Number	1806120755
Instrument Date	May 24, 2018
Instrument	1806120755
Transaction Type	Transfer
Record Updated	Jun 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12645 FIG RD WILTON CA 956939674, WILTON, CA 95693-9674

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,474 (+2%) Land $329,758 Building $166,716
2025	$5,309.00 (+0.85%)	$486,741 (+4.04%) Land $323,293 Building $163,448
2024	$5,264.00 (+2.79%)
2023	$5,121.00 (+1.83%)	$467,842 Land $310,740 Building $157,102
2022	$5,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	24 (1982–2022)
Claims Outside the SFHA	20 of 24
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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