12706 E Shadow Lake Ln, Cypress, TX 77429 Property Records

Harris County property record for 12706 E Shadow Lake Ln, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,506 sqft · built 1972
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$258,800 (May 2002)
Tax Bill	$6,061 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification Feb 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`081-416-000-0080`

Property Details

APN / Parcel Number

Primary APN	`081-416-000-0080`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,506 sqft Living Area
1st Floor Area	4,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	261,360 sqft (6 acres)
View / Lot	Flood Plain
Garage Type	Detached
Garage Area	1,456 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,021 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0814160000080
Street Address	12706 E SHADOW LAKE LN
City	CYPRESS
State	TX
Zip	77429-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 80 81 & 82 CYPRESS CREEK ESTATES
Legal Subdivision	CYPRESS CREEK ESTATES
Legal Block	2
Legal Lot Number	80
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2000
Census Tract	552301

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12706 E SHADOW LAKE LN, CYPRESS, TX 77429-5930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Loan Modification, Mortgage US SMALL BUSINESS ADMINISTRATI
Feb 28, 2018	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2002 · Amount on Record
Deed Sale	May 16, 2002 · Amount on Record
Prior Sale	Jan 6, 1995 · Amount on Record
Deed Document Number	2002806552
Deed Book / Page	55207 / 2635
Prior Transfer Date	May 15, 2002
Prior Transfer Doc	000V806552
Record Updated	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	12706 E SHADOW LAKE LN, CYPRESS, TX 77429-5930
Document Number	0000299967
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12706 E SHADOW LAKE LN CYPRESS TX 774295930, CYPRESS, TX 77429-5930

Mortgage

Document Number	0000299967
Date	Jul 12, 2019
Instrument	299967

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	EL PASO, TX 79935

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jul 11, 2047

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 28, 2018
Property Address	12706 E SHADOW LAKE LN, CYPRESS, TX 77429-5930
Instrument Date	Nov 1, 2017
Instrument	83931
Transaction Type	Construction Loan
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12706 E SHADOW LAKE LN CYPRESS TX 774295930, CYPRESS, TX 77429-5930

Mortgage

Document Number	0000083931
Date	Feb 28, 2018
Instrument	83931

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,061.00 (-3.06%) Homeowner's exemption	$1,180,000 (+6.91%) Land $411,642 Building $768,358	$1,180,000 (+6.91%) Land $411,642 Building $768,358
2024	$6,252.00 (+69.57%)
2023		$1,103,734 Land $411,642 Building $692,092	$1,103,734 Land $411,642 Building $692,092
2022	$3,687.00 (+5.16%)
2020	$3,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	177 in force
Nearby Flood Claims	323 (1979–2023)
Claims Outside the SFHA	299 of 323
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 164 claims Severe Storms And Flooding, May 2016 · 73 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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