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12703 E Shadow Lake Ln, Cypress, TX 77429 Property Records

Harris County property record for 12703 E Shadow Lake Ln, Cypress, TX 77429

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,259 sqft · built 1964
Lot Size1.74 acres (76,086 sqft)
OwnerIndividual Name on File
Last Sale$319,200 (Oct 2002)
Tax Bill$8,856 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN081-416-000-0065

Property Details

APN / Parcel Number

Primary APN081-416-000-0065

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,259 sqft Living Area
1st Floor Area3,259 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2018
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area76,086 sqft (1.74 acres)
View / LotFlood Plain
Garage TypeDetached
Garage Area672 sqft
Parking Spaces4 Parking Spaces
Pool Area720 sqft
PorchOpen Frame Porch
Porch Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number0814160000065
Street Address12703 E SHADOW LAKE LN
CityCYPRESS
StateTX
Zip77429-5933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 65 CYPRESS CREEK ESTATES
Legal SubdivisionCYPRESS CREEK ESTATES
Legal Tract65
Legal Block2
Legal Lot Number65
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group2
Census Block2010
Census Tract552301

Owner

Source: Harris County records · APN 081-416-000-0065

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12703 E SHADOW LAKE LN, CYPRESS, TX 77429-5933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Sep 14, 2020Deed of Trust, Mortgage
CMG FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2002 · Amount on Record
Deed SaleOct 28, 2002 · Amount on Record
Prior SaleSep 17, 1997 · Amount on Record
Deed Document Number2002178949
Deed Book / Page55833 / 1190
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12703 E SHADOW LAKE LN, CYPRESS, TX 77429-5933
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyMONARCH TITLE/TX, MONARCH TITLE OF TEXAS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016252
DateJan 10, 2022
Instrument2022-16252
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37064
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12703 E SHADOW LAKE LN, CYPRESS, TX 77429-5933
Document Number0000444743
Instrument DateSep 14, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12703 FE SHADOW LAKE LN CYPRESS TX 77429, CYPRESS, TX 77429

Mortgage

Document Number0000444743
DateSep 21, 2020
Instrument444743
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
AmountAmount Recorded
Term180 Months
DueSep 20, 2035

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,856.00 (+137.49%) Homeowner's exemption$650,000 (-5.08%) Land $161,522 Building $488,478$650,000 (-5.08%) Land $161,522 Building $488,478
2024$3,729.00
2023$684,796 Land $161,522 Building $523,274$684,796 Land $161,522 Building $523,274
2022$3,729.00 (+81.11%)
2020$2,059.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015523012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 177 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies177 in force
Nearby Flood Claims323 (1979–2023)
Claims Outside the SFHA299 of 323
Most Recent ClaimMay 2023 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 164 claims
  • Severe Storms And Flooding, May 2016 · 73 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 34 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 87 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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