12705 Holdridge Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12705 Holdridge Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,736 sqft · built 1953
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Jan 2013)
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01192150`

Property Details

APN / Parcel Number

Primary APN	`13-01192150`
Alternative APN	`01192150`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,736 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,576 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Porch	Open Porch
Porch Area	100 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01192150
Street Address	12705 HOLDRIDGE RD
City	SILVER SPRING
State	MD
Zip	20906-3881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT HEIGHTS SEC 1
Legal Subdivision	GLENMONT HILLS
Legal Block	D
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2002
Census Tract	703403

Owner

12705 Holdridge Rd is owned and occupied by two individuals who acquired it in July 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12705 HOLDRIDGE RD, SILVER SPRING, MD 20906-3881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 5, 2018	Intrafamily Transfer, Transfer · FHA Mortgage MAGNOLIA BANK
Dec 12, 2016	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2013 · Amount on File
Deed Sale	Jan 9, 2013 · Amount on File
Prior Sale	Nov 28, 2007 · Amount on File
Deed Book / Page	45747 / 396
Last Transfer Date	Jul 26, 2018
Transfer Doc	0568420066
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12705 HOLDRIDGE RD, SILVER SPRING, MD 20906-3881
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0678190321
Date	Mar 13, 2024
Book Page	67819/321

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12705 HOLDRIDGE RD, SILVER SPRING, MD 20906-3881
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12705 HOLDRIDGE RD, SILVER SPRING, MD 20906-3881

Mortgage

Document Number	0624200220
Date	Apr 5, 2021
Book Page	62420/220

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 5, 2018
Property Address	12705 HOLDRIDGE RD, SILVER SPRING, MD 20906-3881
Document Number	0568420066
Book / Page	56842 / 066
Map Reference	MB6 PL533
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12705 HOLDRIDGE RD, SILVER SPRING, MD 20906-3881

Mortgage

Document Number	0005684273
Date	Nov 5, 2018
Instrument	56842/73

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12705 HOLDRIDGE RD, SILVER SPRING, MD 20906-3881
Document Number	0536550065
Book / Page	053655 / 000065
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12705 HOLDRIDGE RD SILVER SPRING MD 209063881, SILVER SPRING, MD 20906-3881

Mortgage

Document Number	0536550065
Date	Jan 26, 2017
Book Page	053655/000065

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12705 Holdridge Rd was $5,216, down 7.2% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,467 (+6.62%)	$530,000 (+19.86%) Land $186,400 Building $343,600
2025	$5,216.00 (-7.17%)	$442,200 Land $186,400 Building $255,800	$442,200 Land $186,400 Building $255,800
2024	$5,619.00
2023		$407,133	$442,200 Land $186,400 Building $255,800
2022	$4,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12705 Holdridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12705 Holdridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile.

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