12702 Holdridge Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12702 Holdridge Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,250 sqft · built 1949
Lot Size	0.148 acres (6,445 sqft)
Owner	Individual Name on Record
Last Sale	$511,000 (Jun 2026)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01191747`

Property Details

APN / Parcel Number

Primary APN	`13-01191747`
Alternative APN	`01191747`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,573 sqft
1st Floor Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,445 sqft (0.148 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	323 sqft
Deck Area	200 sqft
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01191747
Street Address	12702 HOLDRIDGE RD
City	SILVER SPRING
State	MD
Zip	20906-3880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT HILL
Legal Subdivision	GLENMONT HILLS
Legal Block	4
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2005
Census Tract	703403

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12702 HOLDRIDGE RD, SILVER SPRING, MD 20906-3880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jun 11, 2026	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN TRUST MORTGAGE BANKERS
Nov 4, 2019	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Book / Page	70602 / 307
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12702 HOLDRIDGE RD, SILVER SPRING, MD 20906-3880
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 HOLDRIDGE RD, SILVER SPRING, MD 20906-3880

Mortgage

Document Number	0702480247
Date	Mar 17, 2026
Book Page	70248/247

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12702 HOLDRIDGE RD, SILVER SPRING, MD 20906-3880
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 HOLDRIDGE RD, SILVER SPRING, MD 20906-3880

Mortgage

Document Number	0628400227
Date	May 3, 2021
Book Page	62840/227

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 11, 2026
Property Address	12702 HOLDRIDGE RD, SILVER SPRING, MD 20906-3880
Document Number	7060000307
Book / Page	70602 / 307
Instrument Date	Jun 10, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	HOUSEHOLD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516,110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 HOLDRIDGE RD, SILVER SPRING, MD 20906-3880

Mortgage

Document Number	7060000316,
Date	Jun 11, 2026
Book Page	70602/316

Lender

Name	AMERICAN TRUST MORTGAGE BANKERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 4, 2019
Property Address	12702 HOLDRIDGE RD, SILVER SPRING, MD 20906-3880
Document Number	0584230169
Book / Page	58423 / 169
Map Reference	MB 36 PL 2433
Instrument Date	Oct 3, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12702 HOLDRIDGE RD, SILVER SPRING, MD 20906-3880

Mortgage

Document Number	58423176
Date	Nov 4, 2019
Instrument	58423/176

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,700 (+10.77%)	$545,500 (+32.31%) Land $173,000 Building $372,500
2025	$4,872.00 (-7.6%)	$412,300 (+9.39%) Land $173,000 Building $239,300	$412,300 (-) Land $173,000 Building $239,300
2024	$5,273.00 (+34.34%)
2023		$376,900	$412,300 Land $173,000 Building $239,300
2022	$3,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile.

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