12705 28th Ave E, Tacoma, WA 98445 Property Records

Pierce County property record for 12705 28th Ave E, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,808 sqft · built 1954
Lot Size	0.441 acres (19,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Sep 2010)
Tax Bill	$4,910 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`460030-0-120`

Property Details

APN / Parcel Number

Primary APN	`460030-0-120`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,226 sqft (0.441 acres)
Lot Width	80 ft Width
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	1,035 sqft
Deck Area	175 sqft
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	12705 28TH AVE E
City	TACOMA
State	WA
Zip	98445-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSEP
Legal Description	SECTION 11 TOWNSHIP 19 RANGE 03 QUARTER 34 HOME GARDEN TRACTS 3RD: HOME GARDEN TRACTS 3RD N 80 FT OF W 240.83 FT OF TR 4 INC EASE ITEM 2
Legal Range	03
Legal Township	19
Legal Section	11
Legal Subdivision	HOME GARDEN TRACTS 3RD
Legal Tract	3
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2018
Census Tract	71305

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12705 28TH AVE E, TACOMA, WA 98445-5018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
Mar 6, 2020	Loan Modification, Mortgage · Conventional Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2010 · Amount on Record
Deed Sale	Sep 9, 2010 · Amount on Record
Prior Sale	May 26, 2010 · Amount on Record
Deed Document Number	2010684
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12705 28TH AVE E, TACOMA, WA 98445-5018
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12705 28TH AVE E, TACOMA, WA 98445-5018

Mortgage

Document Number	0008240326
Date	Aug 24, 2022
Instrument	202208240326

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Mar 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	12705 28TH AVE E, TACOMA, WA 98445-5018
Document Number	2004220671
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12705 28TH AVE E TACOMA WA 984455018, TACOMA, WA 98445-5018

Mortgage

Document Number	2004220671
Date	Apr 22, 2020
Instrument	202004220671

Lender

Name	HOMESTREET BK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,400 (+5.46%) Land $187,200 Building $228,200	$415,400 (+5.46%) Land $187,200 Building $228,200
2025	$4,910.00 (+7.75%)
2024	$4,557.00 (-0.39%)	$393,900 (-4.53%) Land $170,000 Building $223,900	$393,900 (-4.53%) Land $170,000 Building $223,900
2023	$4,575.00	$412,600 Land $186,500 Building $226,100	$412,600 Land $186,500 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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