12522 28th Ave E, Tacoma, WA 98445 Property Records

Pierce County property record for 12522 28th Ave E, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 1928
Lot Size	1.11 acres (48,437 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,406 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460030-0-222`

Property Details

APN / Parcel Number

Primary APN	`460030-0-222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	48,437 sqft
Lot Width	161 ft Width
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	774 sqft
Patio Area	774 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	12522 28TH AVE E
City	TACOMA
State	WA
Zip	98445-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSEP
Legal Description	SECTION 11 TOWNSHIP 19 RANGE 03 QUARTER 34 HOME GARDEN TRACTS 3RD: HOME GARDEN TRACTS 3RD E 1/2 OF S 1/2 L 6 SE OF SW 11-19-03E APPROX 48,400 SQ FT OR 1.11 AC OUT OF 022-0 SEG S-1412 SH ES
Legal Range	03
Legal Township	19
Legal Section	11
Legal Subdivision	HOME GARDEN TRACTS 3RD
Legal Tract	3
Legal Lot Number	6
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1016
Census Tract	71305

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12522 28TH AVE E, TACOMA, WA 98445-5021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 13, 2002
Transfer Doc	0000000140
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12522 28TH AVE E, TACOMA, WA 98445-5021
Document Number	2010050610
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12522 28TH AVE E TACOMA WA 984455021, TACOMA, WA 98445-5021

Mortgage

Document Number	2010050610
Date	Oct 5, 2020
Instrument	202010050610

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12522 28TH AVE E, TACOMA, WA 98445-5021
Document Number	1803260575
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12522 28TH AVE E TACOMA WA 984455021, TACOMA, WA 98445-5021

Mortgage

Document Number	1803260575
Date	Mar 26, 2018
Instrument	201803260575

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,000 (+4.02%) Land $208,700 Building $244,300	$453,000 (+4.02%) Land $208,700 Building $244,300
2025	$5,406.00 (+7.93%)
2024	$5,009.00 (-0.63%)	$435,500 (-4.7%) Land $196,900 Building $238,600	$435,500 (-4.7%) Land $196,900 Building $238,600
2023	$5,041.00	$457,000 Land $216,000 Building $241,000	$457,000 Land $216,000 Building $241,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1990–1991)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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