12700 Cheryl Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 12700 Cheryl Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,171 sqft · built 1975
Lot Size	0.359 acres (15,620 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-05-19-177-001.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-19-177-001.000-011`
Alternative APN	`00610501055`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,171 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	3,046 sqft
Basement Area	875 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	15,620 sqft (0.359 acres)
Lot Dimensions	142 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	1,155 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	12700 CHERYL DR
City	GRANGER
State	IN
Zip	46530-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 WEGERS REPLAT OF LOTS 30 & 31 OF HINTONS BITTERSWEET SOUTH SECTION TWO PART ONE
Legal Subdivision	WEGERS REPLAT
Legal Lot Number	30,31
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1012
Census Tract	11406

Owner

12700 Cheryl Dr is owned and occupied by two individuals who acquired it in December 2017.

Source: St. Joseph County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12700 CHERYL DR, GRANGER, IN 46530-9106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTH BEND FIREFIGHTERS FCU
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH BEND FIREFIGHTERS FCU
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTH BEND FIREFIGHTERS FCU
Dec 4, 2017	Deed, Transfer FIDELITY NATIONAL TITLE
Dec 4, 2017	Deed, Transfer FIDELITY NATIONAL TITLE
Jul 27, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017
Deed Sale	Dec 4, 2017
Prior Sale	Dec 4, 2017
Deed Document Number	201733015
Prior Transfer Date	Nov 11, 2015
Prior Transfer Doc	0000016018
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12700 CHERYL DR, GRANGER, IN 46530-9106
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001800937
Date	Jan 11, 2018
Instrument	1800937

Lender

Name	SOUTH BEND FIREFIGHTERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	228 Months
Due	Jan 3, 2038

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12700 CHERYL DR, GRANGER, IN 46530-9106
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001907257
Date	Apr 5, 2019
Instrument	1907257

Lender

Name	SOUTH BEND FIREFIGHTERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 4, 2034

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12700 CHERYL DR, GRANGER, IN 46530-9106
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001800938
Date	Jan 11, 2018
Instrument	1800938

Lender

Name	SOUTH BEND FIREFIGHTERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2037

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 4, 2017
Property Address	12700 CHERYL DR, GRANGER, IN 46530-9106
Document Number	0001733014
Map Reference	PB 29 PG W
Instrument Date	Nov 10, 2017
Instrument	1733014
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12700 CHERYL DR, GRANGER, IN 46530-9106

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 4, 2017
Property Address	12700 CHERYL DR, GRANGER, IN 46530-9106
Document Number	0001733015
Map Reference	PB 29 PG W
Instrument Date	Nov 7, 2017
Instrument	1733015
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12700 CHERYL DR, GRANGER, IN 46530-9106

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 27, 2017
Property Address	12700 CHERYL DR, GRANGER, IN 46530-9106
Document Number	0001720042
Map Reference	PB29 PG W
Instrument Date	Jul 26, 2017
Instrument	1720042
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12700 CHERYL DR, GRANGER, IN 46530-9106
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12700 Cheryl Dr was $2,332 with a homeowner's exemption, up 7% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00 (+7.02%)	$291,800 Land $61,300 Building $230,500	$291,800 Land $61,300 Building $230,500
2024	$2,179.00 (+8.84%)
2023	$2,002.00 (-7.91%)	$245,900 (+1.86%) Land $61,300 Building $184,600	$245,900 (+1.86%) Land $61,300 Building $184,600
2022	$2,174.00	$241,400 Land $61,300 Building $180,100	$241,400 Land $61,300 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12700 Cheryl Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12700 Cheryl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Cheryl Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures