St. Joseph County property record for 12686 Cheryl Dr, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,496 sqft · built 1977 |
| Lot Size | 0.375 acres (16,330 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,798 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-05-19-177-003.000-011 |
| Primary APN | 71-05-19-177-003.000-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 1,952 sqft |
| Basement Area | 456 sqft |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Frame/Masonry |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 16,330 sqft (0.375 acres) |
| Lot Dimensions | 142 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 962 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 12686 CHERYL DR |
|---|---|
| City | GRANGER |
| State | IN |
| Zip | 46530-9113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 WEGERS REPLAT OF LOTS 30 & 31 OF HINTONS BITTERSWEET SOUTH SECTION TWO PART ONE |
| Legal Subdivision | WEGERS REPLAT |
| Legal Lot Number | 31,30 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | HARRIS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11406 |
12686 Cheryl Dr is owned and occupied by an individual.
Source: St. Joseph County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12686 CHERYL DR, GRANGER, IN 46530-9113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12686 Cheryl Dr was $1,798 with a homeowner's exemption, up 1.9% from the year before.
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Harris Township |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (+1.87%) | $248,100 Land $64,000 Building $184,100 | $248,100 Land $64,000 Building $184,100 |
| 2024 | $1,765.00 (+2.98%) | ||
| 2023 | $1,714.00 (-12.99%) | $213,600 (-3.17%) Land $64,100 Building $149,500 | $213,600 (-3.17%) Land $64,100 Building $149,500 |
| 2022 | $1,970.00 | $220,600 Land $64,100 Building $156,500 | $220,600 Land $64,100 Building $156,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12686 Cheryl Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12686 Cheryl Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
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