1270 Sebring Cir, Elgin, IL 60120 Property Records

Cook County property record for 1270 Sebring Cir, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,220 sqft · built 1991
Lot Size	0.196 acres (8,555 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2021)
Tax Bill	$6,620 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-102-034`

Property Details

APN / Parcel Number

Primary APN	`06-17-102-034`
Alternative APN	`06-17-102-034-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,555 sqft (0.196 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1270 SEBRING CIR
City	ELGIN
State	IL
Zip	60120-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NE4 SEC18 PART NW4 S17+ T41N R 09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRY BROOK NORTH
Legal Lot Number	146
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2004
Census Tract	804404

Owner

1270 Sebring Cir is owned and occupied by an individual who bought it in January 2021.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1270 SEBRING CIR, ELGIN, IL 60120-5211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Prior Sale	Mar 30, 2001 · Amount on File
Deed Document Number	202122073
Prior Transfer Date	May 14, 2004
Prior Transfer Doc	0000041057
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 22, 2021
Property Address	1270 SEBRING CIR, ELGIN, IL 60120-5211
Document Number	2102222073
Instrument Date	Dec 18, 2020
Instrument	2222073
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1270 SEBRING CIR ELGIN IL 601205211, ELGIN, IL 60120-5211

Mortgage

Document Number	2102222074
Date	Jan 22, 2021
Instrument	2222074

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

Interest

Rate	3.12%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1270 SEBRING CIR, ELGIN, IL 60120-5211
Document Number	1815157077
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1270 SEBRING CIR ELGIN IL 601205211, ELGIN, IL 60120-5211

Mortgage

Document Number	1815157077
Date	May 31, 2018
Instrument	15157077

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,001 Land $5,989 Building $22,012	$280,010 Land $59,890 Building $220,120
2023	$6,620.00 (+2.91%)
2022	$6,433.00	$22,999 Land $4,705 Building $18,294	$229,990 Land $47,050 Building $182,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1270 Sebring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1270 Sebring Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Sebring Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures