1254 Sebring Cir, Elgin, IL 60120 Property Records

Cook County property record for 1254 Sebring Cir, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,800 sqft · built 1991
Lot Size	0.212 acres (9,230 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Mar 2023)
Tax Bill	$6,817 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-102-029`

Property Details

APN / Parcel Number

Primary APN	`06-17-102-029`
Alternative APN	`06-17-102-029-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,230 sqft (0.212 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1254 SEBRING CIR
City	ELGIN
State	IL
Zip	60120-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRYBROOK NORTH
Legal Lot Number	141
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2004
Census Tract	804404

Owner

1254 Sebring Cir is owned and occupied by an individual who bought it in March 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1254 SEBRING CIR, ELGIN, IL 60120-5211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Dec 5, 2011 · Amount on File
Deed Document Number	202346054
Prior Transfer Date	Apr 21, 1999
Prior Transfer Doc	0000000135
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 28, 2023
Property Address	1254 SEBRING CIR, ELGIN, IL 60120-5211
Document Number	0008746054
Map Reference	DOC 91-199804
Instrument Date	Mar 14, 2023
Instrument	2308746054
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 EASR WALNUT AVENUE, DES PLAINES, IL 60016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 SEBRING CIR, ELGIN, IL 60120-5211

Mortgage

Document Number	0008746055
Date	Mar 28, 2023
Instrument	2308746055

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 10, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1254 SEBRING CIR, ELGIN, IL 60120-5211
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023712007
Date	Aug 25, 2021
Instrument	2123712007

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jul 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1254 SEBRING CIR, ELGIN, IL 60120-5211
Document Number	2000347086
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 SEBRING CIR ELGIN IL 601205211, ELGIN, IL 60120-5211

Mortgage

Document Number	2000347086
Date	Jan 3, 2020
Instrument	347086

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2040

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1254 SEBRING CIR, ELGIN, IL 60120-5211
Document Number	1702033067
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 SEBRING CIR ELGIN IL 601205211, ELGIN, IL 60120-5211

Mortgage

Document Number	1702033067
Date	Jan 20, 2017
Instrument	2033067

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 19, 2037

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 Land $6,461 Building $26,539	$330,000 Land $64,610 Building $265,390
2023	$6,817.00 (+3.37%)
2022	$6,595.00	$26,999 Land $5,076 Building $21,923	$269,990 Land $50,760 Building $219,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1254 Sebring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1254 Sebring Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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