1270 Rae Ct, Denver, NC 28037 Property Records

Lincoln County property record for 1270 Rae Ct, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,598 sqft · built 2021
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,000 (May 2022)
Tax Bill	$3,591 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4603-20-8908`

Property Details

APN / Parcel Number

Primary APN	`4603-20-8908`
Alternative APNs	`103112` `291117`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,598 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	12,415 sqft (0.285 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	291117
Street Address	1270 RAE CT
City	DENVER
State	NC
Zip	28037-0617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	#2 LT WILDBROOK PH 1A
Legal Lot Number	2
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3025
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1270 RAE CT, DENVER, NC 28037-0617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Feb 28, 2022	Warranty Deed, Transfer · Commercial Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	2022653012
Deed Book / Page	3169 / 393
Record Updated	Oct 29, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 31, 2022
Property Address	1270 RAE CT, DENVER, NC 28037-0617
Document Number	0003169393
Book / Page	3169 / 393
Map Reference	MB 19 PG 31-36
Instrument Date	May 31, 2022
Instrument	653012
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11220 ELM LN STE 109, 11220, CHARLOTTE, NC 28277-0455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 RAE CT, DENVER, NC 28037-0617

Mortgage

Document Number	0000653013
Date	May 31, 2022
Instrument	653013

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 28, 2022
Property Address	1270 RAE CT, DENVER, NC 28037-0617
Document Number	0003140711
Book / Page	3140 / 711
Map Reference	MB 19 PG 31-36
Instrument Date	Feb 28, 2022
Instrument	648165
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$2,134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11220 ELM LN STE 107, 11220, CHARLOTTE, NC 28277-0716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455
Investor	Possibly a Property Investor

Mortgage

Document Number	0003140714
Date	Feb 28, 2022
Book Page	3140/714
Instrument	648166

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Commercial Mortgage

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,591.00 (+0.96%)	$571,511 (-) Land $62,000 Building $509,511	$571,511 (-) Land $62,000 Building $509,511
2023	$3,557.00	$571,511 Land $62,000 Building $509,511	$571,511 Land $62,000 Building $509,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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