1266 Rae Ct, Denver, NC 28037 Property Records

Lincoln County property record for 1266 Rae Ct, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,003 sqft · built 2021
Lot Size	0.261 acres (11,369 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Mar 2022)
Tax Bill	$3,897 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4603-21-7083`

Property Details

APN / Parcel Number

Primary APN	`4603-21-7083`
Alternative APNs	`103113` `289791`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	4,003 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	11,369 sqft (0.261 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	289791
Street Address	1266 RAE CT
City	DENVER
State	NC
Zip	28037-0617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	#3 LT WILDBROOK PH 1A
Legal Subdivision	WILDBROOK SUBDIVISION
Legal Lot Number	3
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3025
Census Tract	71101

Owner

1266 Rae Ct is owned and occupied by an individual who bought it in March 2022.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1266 RAE CT, DENVER, NC 28037-0617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · VA Mortgage US MORTGAGE CAPITAL INC
Mar 1, 2022	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Feb 17, 2022	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Deed Document Number	2022648238
Deed Book / Page	3141 / 176
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	May 8, 2026
Property Address	1266 RAE CT, DENVER, NC 28037-0617
Document Number	0000709363
Book / Page	3502 / 148
Instrument Date	May 4, 2026
Instrument	2026709363
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1266 RAE CT, DENVER, NC 28037-0617

Mortgage

Document Number	0000709363,
Date	May 8, 2026
Book Page	3502/148
Instrument	2026709363

Lender

Name	US MORTGAGE CAPITAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 1, 2022
Property Address	1266 RAE CT, DENVER, NC 28037-0617
Document Number	0003141176
Book / Page	3141 / 176
Map Reference	MB 19 PG 31-36
Instrument Date	Feb 28, 2022
Instrument	648238
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11220 ELM LN STE 109, 11220, CHARLOTTE, NC 28277-0455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1266 RAE COURT, DENVER, NC 28037-0617

Mortgage

Document Number	0000648239
Date	Mar 1, 2022
Instrument	648239

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 17, 2022
Property Address	1266 RAE CT, DENVER, NC 28037-0617
Document Number	0003137755
Book / Page	3137 / 755
Map Reference	MB 19 PG 31-36
Instrument Date	Feb 17, 2022
Instrument	647679
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11220 ELM LN STE 107, 11220, CHARLOTTE, NC 28277-0716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1266 Rae Ct was $3,897.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,897.00	$622,105 (-) Land $62,000 Building $560,105	$622,105 (-) Land $62,000 Building $560,105
2025	$3,897.00	$622,105 Land $62,000 Building $560,105	$622,105 Land $62,000 Building $560,105
2023	$3,861.00	$622,105 Land $62,000 Building $560,105	$622,105 Land $62,000 Building $560,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1266 Rae Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1266 Rae Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rae Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures