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1270 Mallard Dr, Elgin, IL 60123 Property Records

Kane County property record for 1270 Mallard Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 999 sqft · built 1972
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$92,500 (Feb 2020)
Tax Bill$5,913 (2025)
Deeds & MortgagesAug 2022 Transfer
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-03-328-011

Property Details

APN / Parcel Number

Primary APN06-03-328-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area999 sqft Living Area
Gross Area1,998 sqft
1st Floor Area999 sqft
Basement Area999 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Construction TypeFrame
Lot Area9,000 sqft (0.207 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1270 MALLARD DR
CityELGIN
StateIL
Zip60123-1461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTURY OAKS 9TH ADDN LOT 185
Legal SubdivisionCENTURY OAKS 9TH ADDN
Legal Block1
Legal Lot Number185
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1014
Census Tract851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1270 MALLARD DR, ELGIN, IL 60123-1461
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 17, 2020Deed of Trust, Mortgage · FHA Mortgage
INLANTA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2020 · Amount on Record
Deed SaleFeb 10, 2020 · Amount on Record
Prior SaleAug 25, 2004 · Amount on Record
Deed Document Number20207443
Last Transfer DateAug 3, 2022
Transfer Doc0000043634
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 30, 2022
Property Address1270 MALLARD DR, ELGIN, IL 60123-1461
Document Number0000043634
Instrument DateAug 3, 2022
Instrument2022K043634
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1270 MALLARD DR, ELGIN, IL 60123-1461

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1270 MALLARD DR, ELGIN, IL 60123-1461
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 MALLERY AVE ELGIN IL 601236106, ELGIN, IL 60123-6106

Mortgage

Document Number7444
DateFeb 10, 2020
Instrument7444
Lender
NameINLANTA MTG
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 9, 2050
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,913.00 (+15.8%) Homeowner's exemption$85,517 (+8.57%) Land $27,140 Building $58,377$256,654 (+8.57%) Land $81,453 Building $175,201
2024$78,767 (+21.39%) Land $24,998 Building $53,769$236,396 (+21.44%) Land $75,024 Building $161,372
2022$5,106.00 (+4.72%) Homeowner's exemption$64,886 (+6.96%) Land $20,593 Building $44,293$194,658 (+6.96%) Land $61,779 Building $132,879
2021$4,876.00 Homeowner's exemption$60,664 Land $19,253 Building $41,411$181,992 Land $57,759 Building $124,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Fox Valley Internet
Fixed Wireless		300 / 60
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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