1245 Mallard Dr, Elgin, IL 60123 Property Records

Kane County property record for 1245 Mallard Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1972
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2017)
Tax Bill	$7,621 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-329-004`

Property Details

APN / Parcel Number

Primary APN	`06-03-329-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,900 sqft
Basement Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1245 MALLARD DR
City	ELGIN
State	IL
Zip	60123-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 9TH ADDN LOT 180
Legal Subdivision	CENTURY OAKS 9TH ADDN
Legal Block	1
Legal Lot Number	180
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851000

Owner

1245 Mallard Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1245 MALLARD DR, ELGIN, IL 60123-1460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on File
Deed Sale	Aug 14, 2017 · Amount on File
Prior Sale	Dec 4, 2014 · Amount on File
Deed Document Number	201742308
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 14, 2017
Property Address	1245 MALLARD DR, ELGIN, IL 60123-1460
Document Number	0000042308
Instrument Date	Jul 28, 2017
Instrument	2017K042308
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MALLARD DR, ELGIN, IL 60123-1460

Mortgage

Document Number	0000042309
Date	Aug 14, 2017
Instrument	2017K042309

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1245 Mallard Dr was $7,621 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,621.00 Homeowner's exemption	$107,905 (+8.57%) Land $27,140 Building $80,765	$323,845 (+8.57%) Land $81,453 Building $242,392
2024		$99,388 Land $24,998 Building $74,390	$298,283 Land $75,024 Building $223,259
2022	$6,579.00 (+4.54%) Homeowner's exemption	$81,873 (+6.96%) Land $20,593 Building $61,280	$245,619 (+6.96%) Land $61,779 Building $183,840
2021	$6,293.00 Homeowner's exemption	$76,545 Land $19,253 Building $57,292	$229,635 Land $57,759 Building $171,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1245 Mallard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Mallard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Mallard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures