1270 Elgin Dr, Conover, NC 28613 Property Records

Catawba County property record for 1270 Elgin Dr, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,752 sqft · built 2023
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Oct 2023)
Tax Bill	$1,101 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3734-11-75-3294`

Property Details

APN / Parcel Number

Primary APN	`3734-11-75-3294`
Alternative APN	`0404973`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	716 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1270 ELGIN DR
City	CONOVER
State	NC
Zip	28613-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 1 PLAT 86-57
Legal Subdivision	SPRING FARMS
Legal Lot Number	1
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1000
Census Tract	10203

Owner

Source: Catawba County records · APN 3734-11-75-3294

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1270 ELGIN DR, CONOVER, NC 28613-7719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 20, 2023	Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Deed Document Number	202318642
Deed Book / Page	3837 / 1454
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1270 ELGIN DR, CONOVER, NC 28613-7719
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 ELGIN DR, CONOVER, NC 28613-7719

Mortgage

Document Number	0039880623
Date	Dec 16, 2025
Book Page	3988/623
Instrument	24775

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 01, 2054

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 20, 2023
Property Address	1270 ELGIN DR, CONOVER, NC 28613-7719
Document Number	0038371454
Book / Page	3837 / 1454
Map Reference	MB 84 PG 197
Instrument Date	Oct 20, 2023
Instrument	18642
Transaction Type	Transfer
Record Updated	Dec 08, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 ELGIN DR, CONOVER, NC 28613-7719

Mortgage

Document Number	0000018643
Date	Oct 20, 2023
Instrument	18643

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,300 (-) Land $25,400 Building $250,900
2025	$1,101.00 (-23.7%)	$276,300 Land $25,400 Building $250,900
2024	$1,443.00
2023			$276,300 Land $25,400 Building $250,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elgin Dr

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