1263 Elgin Dr, Conover, NC 28613 Property Records

Catawba County property record for 1263 Elgin Dr, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 2007
Lot Size	3.35 acres (145,926 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Mar 2019)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	May 2020 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3734-15-74-3763`

Property Details

APN / Parcel Number

Primary APN	`3734-15-74-3763`
Alternative APN	`0404183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	3,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	145,926 sqft (3.35 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	375 sqft
Porch	Porch
Porch Area	268 sqft
Patio Area	260 sqft
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1263 ELGIN DR
City	CONOVER
State	NC
Zip	28613-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 1 PLAT 66-85
Legal Subdivision	JASON E + TAMMY MCRARY
Legal Tract	1
Legal Lot Number	1
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1000
Census Tract	10203

Owner

Source: Catawba County assessment roll, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1263 ELGIN DR, CONOVER, NC 28613-7719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP
Mar 28, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	20195020
Deed Book / Page	3498 / 1903
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1263 ELGIN DR, CONOVER, NC 28613-7719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035730540
Date	May 21, 2020
Book Page	3573/540
Instrument	9510

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HICKORY, NC 28601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1263 ELGIN DR, CONOVER, NC 28613-7719
Document Number	0035560335
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1263 ELGIN DR CONOVER NC 286137719, CONOVER, NC 28613-7719

Mortgage

Document Number	0035560335
Date	Feb 24, 2020
Book Page	003556/000335
Instrument	3524

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 28, 2019
Property Address	1263 ELGIN DR, CONOVER, NC 28613-7719
Document Number	0034981903
Book / Page	03498 / 1903
Map Reference	MB 66 PG 85
Instrument Date	Mar 18, 2018
Instrument	05020
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4235 GRACE CHAPEL RD, 4235, GRANITE FALLS, NC 28630-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1263 ELGIN DR, CONOVER, NC 28613-7719

Mortgage

Document Number	5021
Date	Mar 28, 2019
Instrument	05021

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,900 (-) Land $46,900 Building $316,000
2025	$1,446.00 (-12.94%)	$362,900 (+44.52%) Land $46,900 Building $316,000
2024	$1,661.00 (+3.94%)
2023	$1,598.00	$251,100 Land $47,100 Building $204,000	$362,900 Land $46,900 Building $316,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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