1270 E Lake Dr, Novi, MI 48377 Property Records

Oakland County property record for 1270 E Lake Dr, Novi, MI 48377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,342 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$1,400,000 (Jul 2022)
Tax Bill	$16,834 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-02-151-022`

Property Details

APN / Parcel Number

Primary APN	`50-22-02-151-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,342 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	171 ft deep x 35 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1270 E LAKE DR
City	NOVI
State	MI
Zip	48377-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	T1N, R8E, SEC 2 SUPERVISOR'S PLAT NO 1 LOT 7
Legal Range	08E
Legal Township	01N
Legal Section	02
Legal Subdivision	SUPERVISORS PLAT NO 1
Legal Lot Number	7
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1006
Census Tract	136101

Owner

1270 E Lake Dr is owned and occupied by an individual who bought it in July 2022.

Source: Oakland County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1270 E LAKE DR, NOVI, MI 48377-1439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jul 26, 2022	Warranty Deed, Transfer REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TTL AGCY LL
Jan 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 23, 2017	Deed of Trust, Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on File
Deed Sale	Jul 26, 2022 · Amount on File
Prior Sale	Dec 22, 2015 · Amount on File
Deed Document Number	2022420041
Deed Book / Page	57982 / 447
Prior Transfer Date	Jan 9, 2019
Prior Transfer Doc	0000007181
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1270 E LAKE DR, NOVI, MI 48377-1439
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 STARLING ST, COMMERCE TOWNSHIP, MI 48382-4071

Mortgage

Document Number	0000414124
Date	Jul 14, 2022
Book Page	57949/854
Instrument	414124

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 26, 2022
Property Address	1270 E LAKE DR, NOVI, MI 48377-1439
Document Number	0000420041
Book / Page	57982 / 447
Map Reference	LB 54 PG 45
Instrument Date	Jul 8, 2022
Instrument	420041
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TTL AGCY LL

Transaction

Amount	Amount on Record
Tax	$10,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1270 E LAKE DR, 1270, NOVI, MI 48377-1439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 E LAKE DR, NOVI, MI 48377-1439

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 14, 2019
Property Address	1270 E LAKE DR, NOVI, MI 48377-1439
Document Number	0000007181
Book / Page	052506 / 000737
Instrument Date	Jan 9, 2019
Instrument	7181
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Lifetime Benefit
Address	1270 E LAKE DR NOVI MI 483771439, NOVI, MI 48377-1439

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1270 E LAKE DR, NOVI, MI 48377-1439
Document Number	0000032785
Book / Page	050403 / 000197
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1270 E LAKE DR NOVI MI 483771439, NOVI, MI 48377-1439

Mortgage

Document Number	0000032785
Date	Feb 21, 2017
Book Page	050403/000197
Instrument	32785

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1270 E Lake Dr was $16,834 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,834.00
2023	$16,456.00 (+54.34%) Homeowner's exemption	$516,720	$1,033,440
2022	$10,662.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1270 E Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1270 E Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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