1270 Dean St, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1270 Dean St, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,631 sqft · built 1940
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$209,000 (Aug 2019)
Tax Bill$8,913 (2026)
Deeds & MortgagesSep 2026 Sale
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 40.18-2-44

Property Details

APN / Parcel Number

Primary APN422400 40.18-2-44
Alternative APN
  • 240004001800020440000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,631 sqft Living Area
1st Floor Area1,043 sqft
2nd Floor Area588 sqft
Upper Floors Area480 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions130 ft deep x 40 ft wide

Exterior Amenities

PorchSlab
Porch Area228 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1270 DEAN ST
CitySCHENECTADY
StateNY
Zip12309-5724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block2
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group4
Census Block4009
Census Tract32000

Owner

Source: Schenectady County and Niskayuna Town records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1270 DEAN ST, SCHENECTADY, NY 12309-5724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Warranty Deed, Transfer
NORTHWAY TITLE
Aug 19, 2019Deed, Transfer · Conventional Mortgage
HUNT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Prior SaleNov 30, 2007 · Amount on Record
Deed Document Number201936948
Deed Book / Page2017 / 971
Last Transfer DateAug 13, 2026
Transfer Doc0000021133
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 23, 2026
Property Address1270 DEAN ST, SCHENECTADY, NY 12309-5724
Document Number0000021133
Book / Page2180 / 245
Instrument DateAug 13, 2026
Instrument202621133
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyNORTHWAY TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1270 DEAN ST, SCHENECTADY, NY 12309-5724

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 19, 2019
Property Address1270 DEAN ST, SCHENECTADY, NY 12309-5724
Document Number0000036948
Book / Page2017 / 971
Instrument DateAug 16, 2019
Instrument201936948
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyNTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$836.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1270 DEAN ST, 1270, SCHENECTADY, NY 12309-5724

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ST JUDE CT, SCHENECTADY, NY 12302-4908
InvestorPossibly a Property Investor

Mortgage

Document Number0000036950
DateAug 19, 2019
Instrument201936950
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,913.00 (+1.01%)
2025$8,824.00$197,000 (-) Land $24,000 Building $173,000$291,900 (+17.04%) Land $35,561 Building $256,339
2023$197,000 Land $24,000 Building $173,000$249,400 Land $30,384 Building $219,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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