1231 Dean St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1231 Dean St, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,228 sqft · built 1945
Lot Size0.119 acres (5,200 sqft)
Owner2 Company Names on File
Last Sale$72,500 (May 1994)
Tax Bill$4,868 (2026)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN421500 40.79-3-20

Property Details

APN / Parcel Number

Primary APN421500 40.79-3-20
Alternative APN
  • 150004007900030200000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,228 sqft Living Area
1st Floor Area1,228 sqft
Basement Area960 sqft
Finished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide

Exterior Amenities

PorchSlab
Porch Area356 sqft
Patio Area360 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1231 DEAN ST
CitySCHENECTADY
StateNY
Zip12309-5723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 WOOD
Legal Block3
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1017
Census Tract20500

Owner

1231 Dean St is owned by a company that acquired it in September 2025 and is owner-occupied.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address1231 DEAN ST, SCHENECTADY, NY 12309-5723
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 1994 · Amount on File
Deed SaleMay 9, 1994 · Amount on File
Deed Book / Page1419 / 36
Last Transfer DateSep 9, 2025
Transfer Doc0000023254
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateSep 26, 2025
Property Address1231 DEAN ST, SCHENECTADY, NY 12309-5723
Document Number0000023254
Instrument DateSep 9, 2025
Instrument202523254
Transaction TypeTransfer
Record UpdatedOct 9, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1231 DEAN ST, SCHENECTADY, NY 12309-5723

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1231 DEAN ST, SCHENECTADY, NY 12309-5723

Tax Assessment & Valuation

The 2026 property tax bill for 1231 Dean St was $4,868 with exemptions applied, up 5.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,868.00 (+5.9%) Homeowner's exemption Senior Citizen's exemption
2025$4,597.00$136,300 (-) Land $20,400 Building $115,900$225,700 (+13.35%) Land $33,780 Building $191,920
2024$136,300 (-) Land $20,400 Building $115,900$199,123 (+15.41%) Land $29,803 Building $169,320
2023$136,300 (-) Land $20,400 Building $115,900$172,532 (+3.8%) Land $25,823 Building $146,709
2022$136,300 Land $20,400 Building $115,900$166,220 Land $24,878 Building $141,342
2021$4,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1231 Dean St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1231 Dean St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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