1270 Arbor Cir, Orange Park, FL 32073 Property Records

Clay County property record for 1270 Arbor Cir, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 1970
Lot Size	0.285 acres (12,458 sqft)
Owner	Company Name on Record
Last Sale	$311,000 (Apr 2022)
Tax Bill	$5,077 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-04-26-020053-000-00`

Property Details

APN / Parcel Number

Primary APN	`08-04-26-020053-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,481 sqft Heated Area
Gross Area	2,340 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,458 sqft (0.285 acres)
Lot Dimensions	130 ft deep x 96 ft wide
Garage Area	543 sqft
Porch	Porch
Porch Area	316 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1270 ARBOR CIR
City	ORANGE PARK
State	FL
Zip	32073-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 22 BLK 2 GROVE PARK UNIT 3AS REC O R 4600 PG 1969
Legal Range	26
Legal Township	04
Legal Section	08
Legal Subdivision	GROVE PARK
Legal Block	2
Legal Lot Number	22
Legal Unit	3AS
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1003
Census Tract	30303

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 27, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU
Apr 30, 2018	Warranty Deed, Transfer GIANNELL TITLE LLC
Apr 30, 2018	Warranty Deed, Transfer GIANNELL TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	0046001969
Deed Book / Page	4143 / 2129
Prior Transfer Date	Nov 27, 2018
Prior Transfer Doc	2018061470
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1270 ARBOR CIR, ORANGE PARK, FL 32073-3724
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046760017
Date	Dec 20, 2022
Book Page	4676/17
Instrument	2022073034

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1270 ARBOR CIR, ORANGE PARK, FL 32073-3724
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044400063
Date	Apr 7, 2021
Book Page	4440/63
Instrument	2021021385

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Nov 27, 2018
Property Address	1270 ARBOR CIR, ORANGE PARK, FL 32073-3724
Document Number	0041432129
Book / Page	004143 / 002129
Instrument Date	Nov 21, 2018
Instrument	61470
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	RIVER CITY TITLE COMPANY, RIVER CTY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 ARBOR CIR ORANGE PARK FL 320733724, ORANGE PARK, FL 32073-3724

Mortgage

Document Number	41432131
Date	Nov 27, 2018
Book Page	004143/002131
Instrument	61471

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 30, 2018
Property Address	1270 ARBOR CIR, ORANGE PARK, FL 32073-3724
Document Number	0040781684
Book / Page	004078 / 001684
Instrument Date	Apr 27, 2018
Instrument	21679
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	GIANNELL TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4745 SUTTON PARK CT JACKSONVILLE FL 322240250, JACKSONVILLE, FL 32224-0250

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 30, 2018
Property Address	1270 ARBOR CIR, ORANGE PARK, FL 32073-3724
Document Number	0040781682
Book / Page	004078 / 001682
Instrument Date	Apr 26, 2018
Instrument	21678
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	GIANNELL TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 SILKS RUN #2330 HALLANDALE BEACH FL 330092791, 2330, HALLANDALE BEACH, FL 33009-2791
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,077.00 (+4.98%)	$279,781 (+5.24%) Land $40,000 Building $239,781	$279,781 (+5.24%) Land $40,000 Building $239,781
2023	$4,836.00 (+116.09%)	$265,844 (+59.57%) Land $40,000 Building $225,844	$265,844 (+19.19%) Land $40,000 Building $225,844
2022	$2,238.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$166,598	$223,035 Land $30,000 Building $193,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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