1245 Arbor Cir, Orange Park, FL 32073 Property Records

Clay County property record for 1245 Arbor Cir, Orange Park, FL 32073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 1969
Lot Size0.254 acres (11,064 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 2015)
Tax Bill$814 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-04-26-020071-000-00

Property Details

APN / Parcel Number

Primary APN08-04-26-020071-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
Gross Area1,832 sqft
1st Floor Area1,520 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,064 sqft (0.254 acres)
Lot Dimensions129 ft deep x 86 ft wide
Garage TypeAttached
Garage Area312 sqft
PorchFinished/Open Porch
Porch Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1245 ARBOR CIR
CityORANGE PARK
StateFL
Zip32073-3703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionLOT 15 BLK 3 GROVE PARK UNIT 3 AS REC OR 3773 PG 191
Legal Range26E
Legal Township04S
Legal Section08
Legal SubdivisionGROVE PARK UNIT 3
Legal Block3
Legal Lot Number15
Legal Unit3AS
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1005
Census Tract30303

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1245 ARBOR CIR, ORANGE PARK, FL 32073-3703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2015 · Amount on Record
Deed SaleJul 31, 2015 · Amount on Record
Prior SaleAug 24, 2004 · Amount on Record
Deed Document Number201539181
Deed Book / Page3773 / 191
Prior Transfer DateDec 30, 2005
Prior Transfer Doc0026582134
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1245 ARBOR CIR, ORANGE PARK, FL 32073-3703
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043770590
DateNov 16, 2020
Book Page4377/590
Instrument2020059822
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
MunicipalityOrange Park Town
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$814.00 (+8.39%) Homeowner's exemption Senior Citizen's exemption$119,420 (+5.99%)$199,930 (+3.79%) Land $40,000 Building $159,930
2024$751.00 (-7.4%)
2023$811.00 (-37.81%) Homeowner's exemption Additional exemption filed$112,675 (+3%)$192,626 (+19.44%) Land $40,000 Building $152,626
2022$1,304.00 Homeowner's exemption$109,394$161,270 Land $30,000 Building $131,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ORANGE PARK
serves 8,668 people · EPA ID FL2101182
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: IQ Fiber.

Nearby Properties on Arbor Cir

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