127 Westgate Rd, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 127 Westgate Rd, Waltham, MA 02453

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,953 sqft · built 1980
Lot Size0.133 acres (5,811 sqft)
Owner2 Individual Names on File
Last Sale$178,500 (Sep 1986)
Tax Bill$7,574 (2026)
Deeds & MortgagesSep 2018 Line of Credit
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN105022

Property Details

APN / Parcel Number

Primary APN105022
Alternative APN
  • WALT M:066 B:017 L:0012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,953 sqft Living Area
Gross Area2,248 sqft
Basement Area700 sqft
Unfinished Basement175 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,811 sqft (0.133 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number105022
Street Address127 WESTGATE RD
CityWALTHAM
StateMA
Zip02453-7650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block17
Legal Lot Number12
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group3
Census Block3023
Census Tract368400

Owner

127 Westgate Rd is owned and occupied by two individuals who bought it in September 1986.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address127 WESTGATE RD, WALTHAM, MA 02453-7650
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2018Deed of Trust, Mortgage · Line of Credit
DIRECT CU
Jun 29, 2017Deed of Trust, Mortgage · Line of Credit
DIRECT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 1986 · Amount on File
Deed SaleSep 1, 1986 · Amount on File
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address127 WESTGATE RD, WALTHAM, MA 02453-7650
Document Number71672-524
Instrument DateSep 22, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 WESTGATE RD WALTHAM MA 024537650, WALTHAM, MA 02453-7650

Mortgage

Document Number71672-524
DateSep 27, 2018
Book Page071672/000524
Instrument149234
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 26, 2038
Interest
Rate TypeAdjustable Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address127 WESTGATE RD, WALTHAM, MA 02453-7650
Document Number69553-479
Book / Page069553 / 000479
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69553-479
DateJul 5, 2017
Book Page069553/000479
Instrument103698
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 4, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 127 Westgate Rd was $7,574, up 9.8% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,574.00 (+9.78%)$733,900 (+4.47%) Land $406,100 Building $327,800$799,113 (+1.49%)
2025$6,899.00 (+3.42%)$702,500 (+1.52%) Land $386,800 Building $315,700$787,360 (-3.31%)
2024$6,671.00 (+1.55%)$692,000 (+8.72%) Land $379,600 Building $312,400$814,340
2023$6,569.00$636,500 Land $343,800 Building $292,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Westgate Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1979–2010)
Claims Outside the SFHA1 of 8
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 Westgate Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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