124 Westgate Rd, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 124 Westgate Rd, Waltham, MA 02453

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,428 sqft · built 1980
Lot Size0.144 acres (6,277 sqft)
OwnerIndividual Name on Record
Last Sale$680,000 (Aug 2022)
Tax Bill$7,473 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN138568

Property Details

APN / Parcel Number

Primary APN138568
Alternative APN
  • WALT M:066 B:016 L:0021

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
Gross Area2,128 sqft
Basement Area700 sqft
Unfinished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,277 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number138568
Street Address124 WESTGATE RD
CityWALTHAM
StateMA
Zip02453-7651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal SubdivisionCEDARWOOD SECS A & B
Legal Block16
Legal Lot Number21
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group3
Census Block3018
Census Tract368400

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address124 WESTGATE RD, WALTHAM, MA 02453-7651
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
EVERETT COOPERATIVE BANK
Apr 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PATRIOT BANK
May 28, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
PATRIOT BANK
Jul 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
TIAA-CREF TR CO FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2022 · Amount on Record
Deed SaleAug 11, 2022 · Amount on Record
Prior SaleMay 28, 2019 · Amount on Record
Deed Document Number2022123431
Deed Book / Page80567 / 512
Record UpdatedOct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateAug 11, 2022
Property Address124 WESTGATE RD, WALTHAM, MA 02453-7651
Document Number080567-512
Book / Page80567 / 512
Instrument DateAug 11, 2022
Instrument123431
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 WESTGATE RD, WALTHAM, MA 02453-7651

Mortgage

Document Number0000123432
DateAug 11, 2022
Instrument123432
Lender
NameEVERETT COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateSep 1, 2029
Max Rate At Change2.75%
Index1-Year CMT

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address124 WESTGATE RD, WALTHAM, MA 02453-7651
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74520-83
DateApr 22, 2020
Book Page74520/83
Instrument59390
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateMay 28, 2019
Property Address124 WESTGATE RD, WALTHAM, MA 02453-7651
Document Number72661-28
Book / Page72661 / 28
Instrument DateMay 20, 2019
Instrument69422
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 WESTGATE RD, WALTHAM, MA 02453-7651

Mortgage

Document Number69423
DateMay 28, 2019
Instrument69423
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address124 WESTGATE RD, WALTHAM, MA 02453-7651
Document Number69584-107
Book / Page069584 / 000107
Instrument DateJul 6, 2017
Transaction TypeMortgage
Record UpdatedAug 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69584-107
DateJul 11, 2017
Book Page069584/000107
Instrument107449
Lender
NameTIAA-CREF TR CO FSB
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2047

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,473.00 (+9.91%)$724,100 (+4.58%) Land $411,400 Building $312,700$750,224 (+1.24%)
2025$6,799.00 (+3.44%)$692,400 (+1.55%) Land $391,800 Building $300,600$741,000 (-0.03%)
2024$6,573.00 (+2.61%)$681,800 (+9.84%) Land $384,500 Building $297,300$741,190
2023$6,406.00$620,700 Land $348,300 Building $272,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1979–2010)
Claims Outside the SFHA1 of 8
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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