127 W Oley St, Reading, PA 19601 Property Records

Berks County property record for 127 W Oley St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,073 sqft · built 1895
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$87,900 (Dec 2019)
Tax Bill	$1,177 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-57-54-4158`

Property Details

APN / Parcel Number

Primary APN	`5307-57-54-4158`
Alternative APNs	`15-5307-57-54-4158` `555600`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,073 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 W OLEY ST
City	READING
State	PA
Zip	19601-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	54
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2011
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

127 W Oley St is owned and occupied by an individual who bought it in December 2019.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	127 W OLEY ST, READING, PA 19601-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed, Transfer · Conventional Mortgage FULTON BANK NA
May 21, 2019	Grant Deed, Transfer ALLEN GEHRINGER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Document Number	201943075
Record Updated	Sep 20, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 9, 2019
Property Address	127 W OLEY ST, READING, PA 19601-2411
Document Number	0000043075
Instrument Date	Dec 6, 2019
Instrument	2019043075
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 W OLEY ST, READING, PA 19601-2411

Mortgage

Document Number	0000043076
Date	Dec 9, 2019
Instrument	2019043076

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000043077
Date	Dec 9, 2019
Instrument	2019043077

Lender

Name	PENNSYLVANIA HOME LENDING COLLABORATIVE
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	Jan 1, 2027

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	May 21, 2019
Property Address	127 W OLEY ST, READING, PA 19601-2411
Document Number	0000015784
Instrument Date	May 15, 2019
Instrument	15784
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	SECURITY TITLE GUARANTEE CORPORATION/BALTIMORE, SECURITY TITLE GNTE CORP/BALTI

Transaction

Amount	Amount on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	424 ACORN LN READING PA 196052151, READING, PA 19605-2151
Investor	Possibly a Property Investor

Mortgage

Document Number	15785
Date	May 21, 2019
Instrument	15785

Lender

Name	ALLEN GEHRINGER
Address	333 HARD HILL RD, HAMBURG, PA 19526-8670

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 127 W Oley St was $1,177 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,177.00 Homeowner's exemption	$41,700 Land $9,600 Building $32,100	$9,600 Land $9,600
2024	$1,103.00 (-39.46%)	$41,700 (-) Land $9,600 Building $32,100
2023	$1,822.00	$41,700 Land $9,600 Building $32,100
1994			$41,700 Land $9,600 Building $32,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 W Oley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 127 W Oley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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