122 W Oley St, Reading, PA 19601 Property Records

Berks County property record for 122 W Oley St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,025 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Dec 2025)
Tax Bill	$1,132 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5307-57-54-4061`

Property Details

APN / Parcel Number

Primary APN	`5307-57-54-4061`
Alternative APNs	`15-5307-57-54-4061` `15555475` `555475`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,025 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15555475
Street Address	122 W OLEY ST
City	READING
State	PA
Zip	19601-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	54
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2012
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 N 13TH ST, READING, PA 19604-2920
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 18, 2019	Deed, Transfer · FHA Mortgage CUSTOMERS BANK
Sep 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ALLEN GEHRINGER
Sep 26, 2018	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY
Sep 26, 2018	Grant Deed, Transfer STEWART ABSTRACT AND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	202539268
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 15, 2025
Property Address	122 W OLEY ST, READING, PA 19601-2412
Document Number	0000039268
Instrument Date	Dec 10, 2025
Instrument	2025039268
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	YOUR HOME STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W OLEY ST, READING, PA 19601-2412

Mortgage

Document Number	0000039269
Date	Dec 15, 2025
Instrument	2025039269

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000039270
Date	Dec 15, 2025
Instrument	2025039270

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Address	213 N 5TH ST STE 1030, READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 18, 2019
Property Address	122 W OLEY ST, READING, PA 19601-2412
Document Number	0000011844
Instrument Date	Apr 3, 2019
Instrument	2019011844
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W OLEY ST, READING, PA 19601-2412

Mortgage

Document Number	0000011845
Date	Apr 18, 2019
Instrument	2019011845

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0000011846
Date	Apr 18, 2019
Instrument	2019011846

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Amount	Amount Recorded
Term	85 Months
Due	May 1, 2026

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Sep 26, 2018
Property Address	122 W OLEY ST, READING, PA 19601-2412
Instrument Date	Sep 26, 2018
Instrument	33495
Transaction Type	Construction Loan
Record Updated	Oct 10, 2018
Title Company	STEWART ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	122 W OLEY ST READING PA 196012412, READING, PA 19601-2412

Mortgage

Document Number	0000033495
Date	Sep 26, 2018
Instrument	33495

Lender

Name	ALLEN GEHRINGER
Address	333 HARD HILL RD, HAMBURG, PA 19526-8670

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2019

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Sep 26, 2018
Property Address	122 W OLEY ST, READING, PA 19601-2412
Document Number	0000033455
Instrument Date	Sep 26, 2018
Instrument	33455
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Transaction

Amount	Amount Recorded
Tax	$53.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 144 RED HILL PA 180760144, RED HILL, PA 18076-0144

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Sep 26, 2018
Property Address	122 W OLEY ST, READING, PA 19601-2412
Document Number	0000033494
Instrument Date	Sep 26, 2018
Instrument	33494
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	STEWART ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	424 ACORN LN READING PA 196052151, READING, PA 19605-2151

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,132.00 (+4.04%)	$40,100 (-) Land $9,600 Building $30,500	$9,600 (-76.06%) Land $9,600
2025	$1,088.00 (+2.54%)	$40,100 (-) Land $9,600 Building $30,500
2024	$1,061.00	$40,100 Land $9,600 Building $30,500
1994			$40,100 Land $9,600 Building $30,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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