127 W 22nd St, Merced, CA 95340 Property Records

Merced County property record for 127 W 22nd St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,323 sqft · built 1940
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2022)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`030-203-012-000`

Property Details

APN / Parcel Number

Primary APN	`030-203-012-000`
Alternative APN	`030-203-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	1,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1949
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Old Parcel Number	030-203-012
Street Address	127 W 22ND ST
City	MERCED
State	CA
Zip	95340-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MERCED LOT 25&26 BLK 78
Legal Subdivision	MERCED
Legal Block	78
Legal Lot Number	25,26
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2011
Census Tract	1302

Owner

Source: Merced County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 W 22ND ST, MERCED, CA 95340-3821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 28, 2022	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	202229162
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 10, 2022
Property Address	127 W 22ND ST, MERCED, CA 95340-3821
Document Number	0000029162
Map Reference	VOL 2 PG 12
Instrument Date	Aug 9, 2022
Instrument	2022029162
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 ROBINSON DR, MERCED, CA 95340-3121

Mortgage

Document Number	0000029163
Date	Aug 10, 2022
Instrument	2022029163

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 28, 2022
Property Address	127 W 22ND ST, MERCED, CA 95340-3821
Document Number	0000008497
Map Reference	VOL 2 PG 12
Instrument Date	Jan 18, 2022
Instrument	2022008497
Transaction Type	Construction Loan
Record Updated	Jul 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 ELKHORN BLVD # 403, 403, SACRAMENTO, CA 95842-2526
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008498
Date	Feb 28, 2022
Instrument	2022008498

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$371,422 (+2%) Land $90,202 Building $281,220
2025	$3,969.00 (+7.33%) Homeowner's exemption	$364,140 (+4.04%) Land $88,434 Building $275,706
2023	$3,698.00 (+220.73%) Homeowner's exemption	$350,000 Land $85,000 Building $265,000
2022	$1,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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