126 W 22nd St, Merced, CA 95340 Property Records

Merced County property record for 126 W 22nd St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,496 sqft · built 1925
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Aug 2023)
Tax Bill	$3,721 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`030-291-005-000`

Property Details

APN / Parcel Number

Primary APN	`030-291-005-000`
Alternative APN	`030-291-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,099 sqft
1st Floor Area	1,496 sqft
Basement Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1945
Architectural Style	Custom Design
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	030-291-005
Street Address	126 W 22ND ST
City	MERCED
State	CA
Zip	95340-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MERCED LOTS 7&8 BLK 85
Legal Subdivision	MERCED
Legal Block	85
Legal Lot Number	7,8
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2023
Census Tract	1302

Owner

126 W 22nd St is owned and occupied by two individuals who bought it in August 2023.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 W 22ND ST, MERCED, CA 95340-3822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Grant Deed, Transfer · Conventional Mortgage SELF HELP FCU
Aug 25, 2021	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 25, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Aug 25, 2021 · Amount on File
Deed Document Number	202320306
Prior Transfer Date	Apr 22, 2004
Prior Transfer Doc	0000064720
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 28, 2023
Property Address	126 W 22ND ST, MERCED, CA 95340-3822
Document Number	0000020306
Map Reference	VOL 2 PG 12
Instrument Date	Aug 2, 2023
Instrument	2023020306
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	126 W 22ND ST, MERCED, CA 95340-3822

Mortgage

Document Number	0000020307
Date	Aug 28, 2023
Instrument	2023020307

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 25, 2021
Property Address	126 W 22ND ST, MERCED, CA 95340-3822
Document Number	0000037766
Map Reference	VOL 2 PG 12
Instrument Date	Aug 23, 2021
Instrument	2021037766
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W 22ND ST, MERCED, CA 95340-3822

Mortgage

Document Number	0000037768
Date	Aug 25, 2021
Instrument	2021037768

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Aug 25, 2021
Property Address	126 W 22ND ST, MERCED, CA 95340-3822
Document Number	0000037767
Map Reference	VOL 2 PG 12
Instrument Date	Aug 23, 2021
Instrument	2021037767
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W 22ND ST, MERCED, CA 95340-3822

Tax Assessment & Valuation

The 2025 property tax bill for 126 W 22nd St was $3,721 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,534 (+2%) Land $88,434 Building $260,100
2025	$3,721.00 Homeowner's exemption	$341,700 Land $86,700 Building $255,000
2023	$3,191.00 (+1.33%)	$295,800 Land $76,500 Building $219,300
2022	$3,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 126 W 22nd St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 126 W 22nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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