127 Vista Ln, Hampstead, NC 28443 Property Records

Pender County property record for 127 Vista Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,009 sqft · built 1995
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$367,000 (Oct 2023)
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4203-06-4103-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-06-4103-0000`
Alternative APNs	`000054479` `40007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Contemporary
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	28 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000054479
Old Parcel Number	4203 06 4103 0000
Street Address	127 VISTA LN
City	HAMPSTEAD
State	NC
Zip	28443-7318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 22 PB 23/131 VISTA POINT
Legal Subdivision	VISTA POINT (VISTA SHORES DEV)
Legal Lot Number	22
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2007
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 VISTA LN, HAMPSTEAD, NC 28443-7318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 12, 2023	Warranty Deed, Transfer · FHA Mortgage MEGA CAPITAL FUNDING INC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jan 8, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	0007344823
Deed Book / Page	734 / 4823
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	127 VISTA LN, HAMPSTEAD, NC 28443-7318
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048081318
Date	Mar 13, 2023
Book Page	4808/1318

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 12, 2023
Property Address	127 VISTA LN, HAMPSTEAD, NC 28443-7318
Document Number	0048230734
Book / Page	4823 / 734
Map Reference	MB 707 PG 227&878
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 COOTS TRL, HAMPSTEAD, NC 28443-8319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 VISTA LN, HAMPSTEAD, NC 28443-7318

Mortgage

Document Number	0048230737
Date	Oct 12, 2023
Instrument	4823-0737

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	127 VISTA LN, HAMPSTEAD, NC 28443-7318
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047212664
Date	Aug 19, 2020
Book Page	4721/2664

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 8, 2020
Property Address	127 VISTA LN, HAMPSTEAD, NC 28443-7318
Document Number	0047012039
Book / Page	4701 / 2039
Instrument Date	Jan 7, 2020
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13937 US HIGHWAY 17 # N103, 13937, HAMPSTEAD, NC 28443-4041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 VISTA LN, HAMPSTEAD, NC 28443-7318

Mortgage

Document Number	0047012042
Date	Jan 8, 2020
Instrument	4701/2042

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,131.00 (+8.84%)	$353,136 (+69.09%) Land $49,665 Building $303,471	$353,136 (+69.09%) Land $49,665 Building $303,471
2023		$208,842 (-) Land $55,611 Building $153,231	$208,842 (-) Land $55,611 Building $153,231
2022	$1,958.00	$208,842 Land $55,611 Building $153,231	$208,842 Land $55,611 Building $153,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	68 (1996–2018)
Claims Outside the SFHA	24 of 68
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims Hurricane Fran, Sep 1996 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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