126 Vista Ln, Hampstead, NC 28443 Property Records

Pender County property record for 126 Vista Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,677 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Mar 2004)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Sep 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4203-06-1053-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-06-1053-0000`
Alternative APNs	`400854871` `854871`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Porch	Porch
Porch Area	30 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400854871
Old Parcel Number	4203 06 1053 0000
Street Address	126 VISTA LN
City	HAMPSTEAD
State	NC
Zip	28443-7318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 29 PB 23/131 VISTA POINT
Legal Subdivision	VISTA POINT (VISTA SHORES DEV)
Legal Lot Number	29
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2007
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	126 VISTA LN, HAMPSTEAD, NC 28443-7318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Sep 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Jun 5, 2020	Deed of Trust, Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2004 · Amount on Record
Deed Sale	Mar 9, 2004 · Amount on Record
Deed Document Number	0001732340
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	126 VISTA LN, HAMPSTEAD, NC 28443-7318
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048290762
Date	Jan 26, 2024
Book Page	4829/762

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2044

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	126 VISTA LN, HAMPSTEAD, NC 28443-7318
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046932144
Date	Sep 20, 2019
Book Page	4693/2144

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	126 VISTA LN, HAMPSTEAD, NC 28443-7318
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047132572
Date	Jun 5, 2020
Book Page	4713/2572

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2040

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,833.00 (+8.46%)	$379,916 (+115.13%) Land $38,955 Building $340,961	$379,916 (+115.13%) Land $38,955 Building $340,961
2023		$176,602 (-) Land $49,274 Building $127,328	$176,602 (-) Land $49,274 Building $127,328
2022	$1,690.00	$176,602 Land $49,274 Building $127,328	$176,602 Land $49,274 Building $127,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	68 (1996–2018)
Claims Outside the SFHA	24 of 68
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims Hurricane Fran, Sep 1996 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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