127 Thomas St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 127 Thomas St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,753 sqft · built 1940
Lot Size	0.233 acres (10,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Dec 2019)
Tax Bill	$23,136 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00515-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`03-00515-0000-00014`
Alternative APNs	`030051500014` `6105004`

Interior

Stories	1 Story
Building Area	2,753 sqft Living Area
1st Floor Area	2,753 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	10,136 sqft (0.233 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	6105004
Street Address	127 THOMAS ST
City	CRANFORD
State	NJ
Zip	07016-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LINCOLN HEIGHTS
Legal Block	515
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4014
Census Tract	37200

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 THOMAS ST, CRANFORD, NJ 07016-3133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 31, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 17, 2018	Trustee's Deed, Foreclosure FIRST CONSTITUTION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Jan 17, 2018 · Amount on Record
Deed Document Number	2019320600
Deed Book / Page	6354 / 87
Prior Transfer Date	Feb 19, 2019
Prior Transfer Doc	0063132103
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	127 THOMAS ST, CRANFORD, NJ 07016-3133
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149282167
Date	Apr 5, 2021
Book Page	14928/2167
Instrument	8678

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 31, 2019
Property Address	127 THOMAS ST, CRANFORD, NJ 07016-3133
Document Number	0063540087
Book / Page	006354 / 000087
Instrument Date	Dec 16, 2019
Instrument	320600
Transaction Type	Transfer
Record Updated	Jan 22, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 THOMAS ST CRANFORD NJ 070163133, CRANFORD, NJ 07016-3133

Mortgage

Document Number	146330874
Date	Dec 31, 2019
Book Page	014633/000874
Instrument	684303

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Mar 19, 2019
Property Address	127 THOMAS ST, CRANFORD, NJ 07016-3133
Document Number	0063132103
Book / Page	006313 / 002103
Instrument Date	Feb 19, 2019
Instrument	310863
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 GLENWOOD AVE #419A EAST ORANGE NJ 070171041, 419A, EAST ORANGE, NJ 07017-1041

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	Jan 17, 2018
Property Address	127 THOMAS ST, CRANFORD, NJ 07016-3133
Document Number	0062400351
Book / Page	006240 / 000351
Instrument Date	Aug 22, 2017
Instrument	295603
Transaction Type	Foreclosure
Record Updated	Feb 1, 2018
Title Company	RIVERSIDE ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 GLENWOOD AVE #419A EAST ORANGE NJ 070171041, 419A, EAST ORANGE, NJ 07017-1041

Mortgage

Document Number	143940618
Date	Jan 17, 2018
Book Page	014394/000618
Instrument	652230

Lender

Name	FIRST CONSTITUTION BK
Type	Bank
Address	CRANBURY, NJ 08512

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,200 (-) Land $82,800 Building $236,400	$319,200 (-) Land $82,800 Building $236,400
2025	$23,136.00 (+16%)	$319,200 (+8.5%) Land $82,800 Building $236,400	$319,200 (+8.5%) Land $82,800 Building $236,400
2024	$19,944.00 (+2.53%)
2023		$294,200 Land $82,800 Building $211,400	$294,200 Land $82,800 Building $211,400
2022	$19,452.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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