125 Thomas St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 125 Thomas St, Cranford, NJ 07016

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1941
Lot Size0.228 acres (9,923 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Jan 2016)
Tax Bill$9,495 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00515-0000-00015

Property Details

APN / Parcel Number

Primary APN03-00515-0000-00015
Alternative APNs
  • 030051500015
  • 6106005

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Construction TypeFrame
Lot Area9,923 sqft (0.228 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number6106005
Street Address125 THOMAS ST
CityCRANFORD
StateNJ
Zip07016-3133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLINCOLN HEIGHTS
Legal Block515
Legal Lot Number15
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group4
Census Block4014
Census Tract37200

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address125 THOMAS ST, CRANFORD, NJ 07016-3133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2016 · Amount on Record
Deed SaleJan 28, 2016 · Amount on Record
Deed Book / Page6102 / 738
Prior Transfer DateMar 29, 2010
Prior Transfer Doc0058090469
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address125 THOMAS ST, CRANFORD, NJ 07016-3133
Document Number0147093060
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address125 THOMAS ST CRANFORD NJ 070163133, CRANFORD, NJ 07016-3133

Mortgage

Document Number0147093060
DateJun 12, 2020
Book Page014709/003060
Instrument693015
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,000 (-) Land $84,000 Building $47,000$131,000 (-) Land $84,000 Building $47,000
2025$9,495.00 (+6.93%) Veteran's exemption$131,000 (-) Land $84,000 Building $47,000$131,000 (-) Land $84,000 Building $47,000
2024$8,880.00 (+5.58%)
2023$131,000 Land $84,000 Building $47,000$131,000 Land $84,000 Building $47,000
2022$8,411.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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