127 Sumac Cir, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 127 Sumac Cir, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,328 sqft · built 1991
Lot Size0.289 acres (12,616 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Aug 2019)
Tax Bill$4,951 (2026)
Deeds & MortgagesOct 2017 Line of Credit
Aug 2019 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN353201 259.18-02-05

Property Details

APN / Parcel Number

Primary APN353201 259.18-02-05
Alternative APN
  • 320125901800020050000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,328 sqft Living Area
1st Floor Area1,028 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1995
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area12,616 sqft (0.289 acres)
Lot Dimensions114 ft deep x 110 ft wide
Garage TypeBasement
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address127 SUMAC CIR
CityCENTRAL SQUARE
StateNY
Zip13036-2630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal SubdivisionNORTH COUNTRY HEIGHTS
Legal Block2
Legal Lot Number5.000
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group2
Census Block2011
Census Tract20706

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address127 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2017Deed of Trust, Mortgage · Line of Credit
PATHFINDER BANK
Aug 12, 2019Warranty Deed, Transfer · Stand-Alone Second Mortgage
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Deed Document Number20196918
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address127 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyVANGUARD RESEARCH & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010416
DateOct 23, 2017
InstrumentR-2017-010416
Lender
NamePATHFINDER BANK
TypeBank
AddressCENTRAL SQUARE, NY 13036
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateAug 12, 2019
Property Address127 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630
Document Number0000006918
Map ReferenceMAP 90-100
Instrument DateAug 8, 2019
InstrumentR-2019-006918
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address127 SUMAC CIR, 127, CENTRAL SQUARE, NY 13036-2630

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630

Mortgage

Document Number0000006920
DateAug 12, 2019
InstrumentR-2019-006920
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0000006919
DateAug 12, 2019
InstrumentR-2019-006919
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
MunicipalityCentral Square Village
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,951.00 (+19.88%)
2025$4,130.00$153,000 (-) Land $20,200 Building $132,800$204,000 (+14.67%) Land $26,933 Building $177,067
2023$153,000 Land $20,200 Building $132,800$177,907 Land $23,488 Building $154,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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