Oswego County and Hastings Town property record for 107 Sumac Cir, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,516 sqft · built 1992 |
| Lot Size | 0.312 acres (13,601 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Nov 2020) |
| Tax Bill | $4,789 (2026) |
| Deeds & Mortgages | May 2026 Second Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 353201 259.18-02-02 |
| Primary APN | 353201 259.18-02-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,601 sqft (0.312 acres) |
| Lot Dimensions | 136 ft deep x 100 ft wide |
| Garage Type | Basement |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 107 SUMAC CIR |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | LOT 41,N C HGTS SL 36 191-007-000 |
| Legal Subdivision | NORTH COUNTRY HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | HASTINGS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20706 |
107 Sumac Cir is owned and occupied by two individuals who bought it in November 2020.
Source: Oswego County and Hastings Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSWEGO COUNTY FEDERAL CREDIT UNION |
| Nov 12, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 10, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on File |
| Deed Sale | Nov 12, 2020 · Amount on File |
| Prior Sale | Aug 10, 2020 · Amount on File |
| Deed Document Number | 202010939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 5, 2026 |
| Property Address | 107 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630 |
| Document Number | 0000003737 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20263737 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630 |
| Document Number | 0000003737, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 20263737 |
| Name | OSWEGO COUNTY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 26, 2041 |
| Rate | 5.77% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 12, 2020 |
| Property Address | 107 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630 |
| Document Number | 0000000939 |
| Map Reference | MAP 90-100 |
| Instrument Date | Nov 2, 2020 |
| Instrument | R-2020-010939 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 GILDNER RD, 104, CENTRAL SQUARE, NY 13036-2157 |
| Name | Verified Name |
|---|---|
| Address | 107 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630 |
| Document Number | 0000000940 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | R-2020-010940 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 10, 2020 |
| Property Address | 107 SUMAC CIR, CENTRAL SQUARE, NY 13036-2630 |
| Document Number | 0000006577 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 6577 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 GILDNER RD CENTRAL SQUARE NY 130362157, CENTRAL SQUARE, NY 13036-2157 |
The 2026 property tax bill for 107 Sumac Cir was $4,789, up 19.9% from the year before.
Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Hastings Town |
| Municipality | Central Square Village |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,789.00 (+19.87%) | ||
| 2025 | $3,995.00 | $148,000 Land $20,000 Building $128,000 | $197,333 Land $26,667 Building $170,666 |
| 2023 | $148,000 Land $20,000 Building $128,000 | $172,093 Land $23,256 Building $148,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Sumac Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Sumac Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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