127 Starting Gate Pt, Georgetown, KY 40324 Property Records

Scott County property record for 127 Starting Gate Pt, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (May 2007)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`164-40-046.000`

Property Details

APN / Parcel Number

Primary APN	`164-40-046.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	127 STARTING GATE PT
City	GEORGETOWN
State	KY
Zip	40324-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	42
Legal Unit	8B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40607

Owner

127 Starting Gate Pt is owned and occupied by two individuals who bought it in May 2007.

Source: Scott County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2007 · Amount on File
Deed Sale	May 16, 2007 · Amount on File
Deed Document Number	2007156640
Deed Book / Page	309 / 790
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 27, 2023
Property Address	127 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	00D440/829
Book / Page	D440 / 829
Map Reference	CAB 8 SL 321
Instrument Date	Mar 13, 2023
Instrument	469813
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 STARTING GATE PT, GEORGETOWN, KY 40324-8028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 STARTING GATE PT, GEORGETOWN, KY 40324-8028

Mortgage

Document Number	0000469814
Date	Mar 27, 2023
Instrument	469814

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0M1733/408
Date	Mar 27, 2023
Book Page	M1733/408
Instrument	469815

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 127 Starting Gate Pt was $2,358.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,800 (-)	$264,800 (-)
2025	$2,358.00	$264,800	$264,800
2023	$1,738.00 (+17.51%)	$191,700 (+12.43%) Land $37,500 Building $154,200	$191,700 (+12.43%) Land $37,500 Building $154,200
2022	$1,479.00	$170,500 Land $35,000 Building $135,500	$170,500 Land $35,000 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Starting Gate Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Starting Gate Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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