127 Spring Ave, Naperville, IL 60540 Property Records

DuPage County property record for 127 Spring Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,315 sqft · built 2002
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$529,000 (Nov 2021)
Tax Bill$12,603 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN07-13-217-088

Property Details

APN / Parcel Number

Primary APN07-13-217-088

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,315 sqft Living Area
Gross Area2,694 sqft
1st Floor Area489 sqft
2nd Floor Area858 sqft
Basement Area489 sqft
Finished Basement110 sqft
Unfinished Basement379 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Construction TypeBrick
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions9.2 ft deep x 1.9 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address127 SPRING AVE
CityNAPERVILLE
StateIL
Zip60540-4578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionNAPERVILLE STATION SUB ALL
Legal SubdivisionNAPERVILLE STATION SUB
Legal Lot Number2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1001
Census Tract846504

Owner

Source: DuPage County records · APN 07-13-217-088

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address127 SPRING AVE, NAPERVILLE, IL 60540-4578
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2021Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Jun 27, 2017Warranty Deed, Transfer
HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2021 · Amount on Record
Deed SaleNov 05, 2021 · Amount on Record
Prior SaleJun 27, 2017 · Amount on Record
Deed Document Number2021162459
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateNov 05, 2021
Property Address127 SPRING AVE, NAPERVILLE, IL 60540-4578
Document Number0000162459
Map ReferenceDOC R2001-159935
Instrument DateOct 26, 2021
InstrumentR2021-162459
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$529.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36W827 WHISPERING TRL, 36W827, ST CHARLES, IL 60175-5804

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 SPRING AVE, NAPERVILLE, IL 60540-4578

Mortgage

Document Number0000162460
DateNov 05, 2021
InstrumentR2021-162460
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 27, 2017
Property Address127 SPRING AVE, NAPERVILLE, IL 60540-4578
Document Number0000064156
Instrument DateJun 15, 2017
Instrument64156
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyHOME CLOSING SERVICES INC, HOME CLOSING SVCS INC

Transaction

AmountAmount Recorded
Tax$712.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37W827 WHISPERING TRL ST CHARLES IL 60174, ST CHARLES, IL 60174

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,603.00 (+12.5%)$224,160 (+24.95%) Land $69,484 Building $154,676$672,480 (+24.95%) Land $208,452 Building $464,028
2022$11,203.00 Homeowner's exemption$179,400 Land $55,200 Building $124,200$538,200 Land $165,600 Building $372,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJul 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 404 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNAPERVILLE
serves 156,406 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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